B+
Overall 13%
Goods & Services 3%
Housing 41%
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Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexAshlandOhioNational
Cost of living8791100
Goods & Services9799100
Groceries10399100
Health care10497100
Housing5973100
Transportation9798100
Utilities9892100

Key findings

  • The cost of living in Ashland is 4% lower than the Ohio average
  • The cost of living in Ashland is 13% lower than the national average
  • Ashland housing is 41% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 16% higher than the national average

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Compare Ashland, OH Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$50,231$4,186$1,172$1,507
      Renters$32,353$2,696$755$971
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Ashland, OH, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Ashland homeowners, is $50,231. This would allow for a maximum of $1,172 per month to be spent on housing costs. For renters, the median monthly income is $32,353 which would result in a maximum of $755 to be spent on rental costs.

      Ohio Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Ohio5.75%8%

      Ohio Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Ohio2.85%4.797%

      Goods & Services

      ItemAshlandNational avg.Difference
      Haircut $19.82$20.272.2%
      Beauty Salon $32.55$40.3919.4%
      Toothpaste $2.53$2.367.1%
      Shampoo $1.08$1.080.6%
      Movie $11.71$10.996.6%
      Bowling $16.78$15.498.3%

      Groceries

      ItemAshlandNational avg.Difference
      Ground Beef $4.45$4.303.6%
      Fried Chicken $1.65$1.4017.7%
      Milk $1.75$2.2020.6%
      Potatoes $2.97$3.227.6%
      Pizza $10.83$10.740.8%
      Beer $8.99$9.606.3%

      Health Care

      ItemAshlandNational avg.Difference
      Optometrist $90.58$109.7317.4%
      Doctor $116.73$118.341.4%
      Dentist $110.67$100.949.6%
      Ibuprofen $10.58$9.936.6%
      Lipitor $518.98$469.5310.5%

      Housing

      ItemAshlandNational avg.Difference
      Home Price $99,400.00$184,700.0046.2%
      Avg. Mortgage Payment $951.68$1,229.6222.6%
      Apartment Rent $680.00$949.0028.3%

      Transportation

      ItemAshlandNational avg.Difference
      Gasoline $2.74$2.711.2%
      Tire Balancing $46.16$51.8611.0%

      Utilities

      ItemAshlandNational avg.Difference
      All Electricity$165.92$170.842.9%
      Phone $183.98$187.181.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      CityPopulationCost of Living IndexNational Avg.
      Mifflin, OH1218118.5%
      Perrysville, OH8647920.6%
      Shiloh, OH7878317.3%
      Mansfield, OH46,9028020.2%
      Greenwich, OH1,4538416.0%
      Ashland, OH20,4198713.4%

      Cities with similar population

      CityPopulationCost of Living IndexNational Avg.
      Northfield, MN20,4051033.3%
      Libertyville, IL20,43513434.1%
      Pittsburg, KS20,3997920.6%
      Clarksburg, MD20,44114747.5%
      Pleasant Prairie, WI20,3951000.0%
      Ashland, OH20,4198713.4%
      Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.