Cost of Living in Ashland City, TN

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4%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
8%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ashland City Tennessee National
Cost of living9692100
Groceries9698100
Health care9897100
Housing9280100
Transportation9897100
Utilities9998100
Lifestyle & Entertainment10397100
Household Items9898100
Education & Childcare9997100
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Homes For Sale In Ashland City, TN

property for sale

1027 Lockridge Ln

Ashland City, TN
property for sale

1234 Floyd Hudgens Rd

Ashland City, TN
property for sale

1202 Sycamore Valley Rd

Ashland City, TN
property for sale

744 Scoutview Rd

Ashland City, TN

Cost Of Living Quick Facts

  • The cost of living in Ashland City is 4% higher than the Tennessee average
  • The cost of living in Ashland City is 4% lower than the national average
  • Ashland City housing is 8% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Ashland City

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,513$7,626$2,135$2,746
      Renters$69,784$5,815$1,628$2,094
      A good way to judge both the affordability of the housing and the cost of living in Ashland City is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Ashland City has a median income of about $91,513 for people who own homes. Based on that number, a maximum of $2,135 should be spent on expenses related to housing. Renters have a slightly different median income, which is $69,784. Based on this average, renters should spend no more than $1,628 on all rental costs if they want to maintain a non-impoverished standard of living.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      White Bluff, TN3,665928.1%
      Coopertown, TN4,6551088.3%
      Pleasant View, TN4,7811087.7%
      Kingston Springs, TN2,8091087.7%
      Pegram, TN2,57011110.6%
      Ashland City, TN4,846963.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Auburn, IL4,846937.4%
      Clinton, IN4,8468217.5%
      Baldwin City, KS4,845946.3%
      Rio Bravo, TX4,8458217.6%
      Jackson, AL4,8448712.7%
      Ashland City, TN4,846963.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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