A+
8%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Archdale North Carolina National
Cost of living9296100
Groceries98100100
Health care10299100
Housing7688100
Transportation9899100
Utilities9899100
Lifestyle & Entertainment97100100
Household Items99100100
Education & Childcare96100100
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An Overview of Cost of Living in Archdale, NC

Knowing the cost of living in Archdale allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Archdale stands at 92, marking it 8% lower than the national average.

The cost of living in Archdale aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Archdale residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

Is Archdale Affordable?

Is Archdale an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Archdale is 23.6% lower than the national average, while the average monthly rent prices are 24.4% lower than average. The affordability of any location can also be influenced by median income levels. Archdale has a median household income of $83,241, which is 2.3% higher than the national average.

What Factors can Influence the Cost of Living in Archdale?

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Archdale, the groceries index is 2.2% lower than the national average.

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Archdale, the baseline sales tax rate begins at 4.75%, and income tax rates start at 4.75%.

Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.

Where is the Data From?

The cost of living estimates displayed for Archdale are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Archdale is 4% lower than the North Carolina average
  • The cost of living in Archdale is 8% lower than the national average
  • Archdale housing is 24% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Archdale

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Compare Archdale, NC Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$94,853$7,904$2,213$2,846
      Renters$57,454$4,788$1,341$1,724
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Archdale, NC, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Archdale homeowners, is $94,853. This would allow for a maximum of $2,213 per month to be spent on housing costs. For renters, the median monthly income is $57,454 which would result in a maximum of $1,341 to be spent on rental costs.

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Thomasville, NC27,8058911.0%
      Asheboro, NC26,4308910.7%
      Randleman, NC4,2759010.2%
      Trinity, NC6,824936.5%
      Midway, NC4,989945.5%
      Archdale, NC12,179928.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Robertsville, NJ12,17815756.9%
      Macedonia, OH12,1811032.7%
      Weatherford, OK12,183945.9%
      Wanaque, NJ12,17413332.8%
      Glen Rock, NJ12,17017372.9%
      Archdale, NC12,179928.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.