Cost of Living in Apple Valley, OH

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A+
3%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
1%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Apple Valley Ohio National
Cost of living9789100
Groceries9797100
Health care9896100
Housing10174100
Transportation9496100
Utilities9596100
Lifestyle & Entertainment9595100
Household Items9797100
Education & Childcare9593100
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Homes For Sale In Apple Valley, OH

property for sale

710 Daffodil Dr

Howard, OH
property for sale

84 Royal Ct

Howard, OH
property for sale

3814 Apple Valley Dr

Howard, OH
property for sale

3846 Apple Valley Dr

Howard, OH

Cost Of Living Quick Facts

  • The cost of living in Apple Valley is 9% higher than the Ohio average
  • The cost of living in Apple Valley is 3% lower than the national average
  • Apple Valley housing is 1% higher than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Apple Valley

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$118,029$9,836$2,754$3,541
      Renters$92,228$7,686$2,152$2,767
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Apple Valley, OH, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Apple Valley homeowners, is $118,029. This would allow for a maximum of $2,754 per month to be spent on housing costs. For renters, the median monthly income is $92,228 which would result in a maximum of $2,152 to be spent on rental costs.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Nashville, OH3388020.3%
      Martinsburg, OH2438019.8%
      Bladensburg, OH3638019.6%
      Howard, OH1838119.1%
      Glenmont, OH2838218.1%
      Apple Valley, OH5,744972.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Berryville, AR5,7448217.6%
      Belvedere, SC5,7438910.5%
      Wellston, OH5,7428317.3%
      Zeeland, MI5,741954.6%
      Vail, CO5,73917978.7%
      Apple Valley, OH5,744972.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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