B+
6%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
23%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Antioch Illinois National
Cost of living10698100
Groceries100100100
Health care101100100
Housing12395100
Transportation98101100
Utilities9999100
Lifestyle & Entertainment97100100
Household Items100100100
Education & Childcare98100100
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An Overview of Cost of Living in Antioch, IL

Understanding the cost of living in Antioch can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Antioch cost of living index is 106, which is 6% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Antioch is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

When it comes to the cost of living in Antioch, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 22.5% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Antioch Affordable?

Is Antioch affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Antioch, for instance, where the median home price falls 31% higher than the national average, and monthly rent rates are 2.7% higher than usual. Additionally, median income levels contribute to the equation, with Antioch flaunting a median household income of $154,277, 89.7% higher than the national norm.

What Factors can Influence the Cost of Living in Antioch?

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Antioch, the healthcare costs are 0.6% higher than the national average.

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Antioch, the baseline sales tax rate begins at 6.25%, and income tax rates start at 4.95%.

Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Antioch, is 22.5% higher than the national average.

Where is the Data From?

The Antioch cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Antioch is 8% higher than the Illinois average
  • The cost of living in Antioch is 6% higher than the national average
  • Antioch housing is 23% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Antioch

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Compare Antioch, IL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$176,044$14,670$4,107$5,282
      Renters$61,295$5,108$1,430$1,839
      The affordability of the housing market in Antioch, IL as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Antioch homeowners, the median income is $176,044. This indicates that a monthly maximum of $4,107 should be spent by homeowners on all housing related costs. Renters have a median income of $61,295. This indicates that renters would have a maximum of $1,430 for their rent related monthly costs.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Park City, IL7,8948218.2%
      Lake Ivanhoe, WI408945.7%
      North Chicago, IL30,865955.0%
      Round Lake Park, IL8,005955.3%
      Waukegan, IL90,063964.1%
      Antioch, IL14,5551066.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Grain Valley, MO14,550981.9%
      Hammonton, NJ14,54911818.2%
      Weigelstown, PA14,549982.0%
      Washington Court House, OH14,5628713.5%
      Pell City, AL14,541982.2%
      Antioch, IL14,5551066.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.