Cost of Living in American Falls, ID

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A+
7%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
26%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index American Falls Idaho National
Cost of living9398100
Groceries104102100
Health care101101100
Housing7490100
Transportation103103100
Utilities100101100
Lifestyle & Entertainment105105100
Household Items99101100
Education & Childcare97101100
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Homes For Sale In American Falls, ID

property for sale

385 Adams St

American Falls, ID
property for sale

3352 Eagle Rock Rd

American Falls, ID
property for sale

329 Lakeview Rd

, ID
property for sale

803 Eisenhower St

American Falls, ID

Cost Of Living Quick Facts

  • The cost of living in American Falls is 5% lower than the Idaho average
  • The cost of living in American Falls is 7% lower than the national average
  • American Falls housing is 26% lower than the national average
  • Idaho general sales tax is 18% higher than the national average
  • Idaho state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around American Falls

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Compare American Falls, ID Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,662$7,472$2,092$2,690
      Renters$63,778$5,315$1,488$1,914
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in American Falls, ID, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for American Falls homeowners, is $89,662. This would allow for a maximum of $2,092 per month to be spent on housing costs. For renters, the median monthly income is $63,778 which would result in a maximum of $1,488 to be spent on rental costs.

      Idaho Sales Tax

      State General Sales Tax With Max Surtax
      Idaho 6% 8.5%

      Idaho Income Tax

      State Income Tax (Low) Income Tax (High)
      Idaho 5.8% 5.8%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rockland, ID1808811.7%
      Aberdeen, ID2,5268811.6%
      Arbon Valley, ID917937.3%
      American Falls, ID4,384936.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Cortland, IL4,3841011.1%
      Bellingham, MA4,38312626.4%
      Grant-Valkaria, FL4,38513131.4%
      Millinocket, ME4,3858614.2%
      Beaver, PA4,3851011.2%
      American Falls, ID4,384936.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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