| Index | Center Square | Albany | New York |
| Cost of living | 105 | 104 | 118 |
| Goods & Services | 109 | 109 | 108 |
| Groceries | 101 | 101 | 102 |
| Health care | 103 | 103 | 111 |
| Housing | 105 | 103 | 144 |
| Transportation | 105 | 105 | 107 |
| Utilities | 97 | 97 | 101 |
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Household | $84,329 | $7,027 | $1,968 | $2,530 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| Item | Albany | National avg. | Difference |
| Haircut | $30.24 | $27.62 | 9.5% |
| Beauty Salon | $52.45 | $51.11 | 2.6% |
| Toothpaste | $4.04 | $4.09 | 1.3% |
| Shampoo | $1.60 | $1.54 | 3.8% |
| Movie | $14.20 | $12.88 | 10.3% |
| Yoga | $19.84 | $19.66 | 0.9% |
| Item | Albany | National avg. | Difference |
| Ground Beef | $7.53 | $7.70 | 2.3% |
| Fried Chicken | $1.56 | $1.66 | 6.2% |
| Milk | $4.97 | $4.73 | 5.0% |
| Potatoes | $5.49 | $5.26 | 4.4% |
| Pizza | $13.10 | $12.76 | 2.6% |
| Beer | $10.53 | $10.55 | 0.2% |
| Item | Albany | National avg. | Difference |
| Optometrist | $106.83 | $140.06 | 23.7% |
| Doctor | $137.53 | $153.82 | 10.6% |
| Dentist | $135.42 | $123.15 | 10.0% |
| Ibuprofen | $11.95 | $11.73 | 1.9% |
| Lipitor | $25.30 | $23.61 | 7.2% |
| Item | Albany | National avg. | Difference |
| Home Price | $336,771.00 | $326,622.00 | 3.1% |
| Avg. Mortgage Payment | $2,873.56 | $2,480.25 | 15.9% |
| Apartment Rent | $1,481.00 | $1,444.00 | 2.6% |
| Item | Albany | National avg. | Difference |
| Gasoline | $3.11 | $3.06 | 1.8% |
| Tire Balancing | $72.74 | $65.21 | 11.5% |
| Item | Albany | National avg. | Difference |
| All Electricity | $204.74 | $220.12 | 7.0% |
| Phone | $201.74 | $195.71 | 3.1% |
| City | Population | Cost of Living Index | National Avg. |
| Schenectady, NY | 66,726 | 95 | 4.9% |
| Green Island, NY | 2,707 | 97 | 2.6% |
| Scotia, NY | 7,898 | 99 | 1.1% |
| Nassau, NY | 1,154 | 99 | 0.5% |
| Waterford, NY | 2,222 | 99 | 0.5% |
| Albany, NY | 99,012 | 104 | 4.4% |
| City | Population | Cost of Living Index | National Avg. |
| Saint-Jean-sur-Richelieu, QC | 99,027 | n/a | |
| Bend, OR | 99,174 | 133 | 33.0% |
| Mission Viejo, CA | 98,783 | 191 | 91.2% |
| Compton, CA | 98,731 | 139 | 39.5% |
| Brockton, MA | 98,714 | 127 | 27.4% |
| Albany, NY | 99,012 | 104 | 4.4% |
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