Alachua, FL Cost Of Living

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Alachua cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Alachua	Florida	National
Cost of living index	99	99	100
Index	Alachua	Florida	National
Goods & Services index	95	99	100
Groceries index	104	105	100
Health care index	99	100	100
Housing index	92	96	100
Transportation index	104	98	100
Utilities index	119	102	100

A general summary of the cost of living index in Alachua, FL is shown above. Compared to the state average of Florida the cost of living index in Alachua, FL is 99, which is 1% lower than the average in Florida and compared to the national average it is 1% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Alachua, FL goods and services come in at 4% lower than the average in Florida and are 5% lower than compared to the nationwide average.

Did you know?

The cost of living in Alachua is 1% lower than the Florida average.
The cost of living in Alachua is 1% lower than the national average.
The cost of housing in Alachua is 8% lower than the national average.
Florida general sales tax is 18% higher than the national average.
Florida state income tax is 100% lower than the national average.

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Salary Calculator

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current salary in Alachua, FL to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Alachua, FL, then you would need to earn more income in order to maintain the same standard of living. To use the Alachua, FL salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$71,588	$5,966	$1,670	$2,148
Renters	$31,418	$2,618	$733	$943

A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Alachua, FL, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Alachua, FL has a median income of about $71,588 for people who own homes. Based on that number, a person should spend a maximum of $1,670 on expenses related to housing. Renters have a slightly different median income, which is $31,418. Based on this average, renters should spend no more than $733 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

When you are determining the total cost of living in Alachua, FL you will want to make sure you consider both the Florida sales tax and the Florida income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Florida is 6%, with the highest surtax being 7.5%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Florida have a range from 0% to 0%.

Goods & Services

Item	Alachua	National avg.	Difference
Haircut	$14.98	$17.49	14.3%
Beauty Salon	$38.00	$38.17	0.5%
Toothpaste	$3.55	$2.32	52.9%
Shampoo	$0.99	$1.01	2.5%
Movie	$11.30	$10.72	5.4%
Bowling	$4.85	$13.86	65.0%

Groceries

Item	Alachua	National avg.	Difference
Ground Beef	$4.17	$3.90	6.8%
Fried Chicken	$1.14	$1.40	18.2%
Milk	$2.42	$1.96	23.3%
Potatoes	$3.89	$3.18	22.1%
Pizza	$8.00	$10.39	23.0%
Beer	$8.41	$9.23	8.9%

Health Care

Item	Alachua	National avg.	Difference
Optometrist	$67.62	$106.34	36.4%
Doctor	$110.39	$115.25	4.2%
Dentist	$94.68	$98.38	3.8%
Ibuprofen	$9.19	$9.26	0.8%
Lipitor	$410.13	$466.47	12.1%

Housing

Item	Alachua	National avg.	Difference
Home Price	$161,800.00	$184,700.00	12.4%
Avg. Mortgage Payment	$1,151.91	$1,273.32	9.5%
Apartment Rent	$975.00	$949.00	2.7%

Transportation

Item	Alachua	National avg.	Difference
Gasoline	$2.32	$2.59	10.6%
Tire Balancing	$48.29	$48.90	1.2%

Utilities

Item	Alachua	National avg.	Difference
All Electricity	$170.08	$167.60	1.5%
Phone	$39.80	$163.42	75.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

City, State	Population	Cost of Living Index	National Avg.
Spring Ridge, FL	421	87	-13%
Brooker, FL	463	87	-13%
La Crosse, FL	259	89	-11%
Gainesville, FL	128,610	95	-5%
High Springs, FL	5,678	96	-4%
Alachua, FL	9,553	99	-1%

City, State	Population	Cost of Living Index	National Avg.
Mooresville, IN	9,553	89	-11%
Pine Ridge, FL	9,554	103	3%
Snohomish, WA	9,551	133	33%
Brentwood, PA	9,550	90	-10%
Gunbarrel, CO	9,559	126	26%
Alachua, FL	9,553	99	-1%

Alachua, FL Cost of Living