Cost of Living in Adams, MN

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A+
9%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
34%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Adams Minnesota National
Cost of living91100100
Groceries100100100
Health care99100100
Housing66100100
Transportation102100100
Utilities108104100
Lifestyle & Entertainment96100100
Household Items100100100
Education & Childcare10299100
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Homes For Sale In Adams, MN

property for sale

108 NW Bergen St

Adams, MN
property for sale

16 NW 3rd St

Adams, MN
property for sale

508 Vangsness St

Adams, MN
property for sale

406 3rd St NW

Adams, MN
See the Newest Homes For Sale In Adams, MN

Cost Of Living Quick Facts

  • The cost of living in Adams is 10% lower than the Minnesota average
  • The cost of living in Adams is 9% lower than the national average
  • Adams housing is 34% lower than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Adams

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$113,824$9,485$2,656$3,415
      Renters$47,121$3,927$1,099$1,414

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Little Cedar, IA281011.0%
      Meyer, IA131011.0%
      Mona, IA411011.0%
      Toeterville, IA511011.0%
      Otranto, IA01011.0%
      Adams, MN844919.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Higginson, AR8448118.8%
      St. Mary of the Woods, IN8448415.5%
      Cottonwood Falls, KS8447821.9%
      Aquasco, MD84413130.7%
      Oxford, MD84416868.1%
      Adams, MN844919.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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