Ada cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8686100
Goods & Services index10092100
Groceries index10195100
Health care index9093100
Housing index5869100
Transportation index9291100
Utilities index9896100
A general overview of the cost of living index for Ada, OK is displayed above. In Ada, OK, the overall cost of living index is 86, which is equal to the Oklahoma average and 14% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Ada, OK, the city's goods and services are 8% higher than the Oklahoma average and equal to the U.S. average.
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Did you know?

  • The cost of living in Ada is equal to the Oklahoma average.
  • The cost of living in Ada is 14% lower than the national average.
  • The cost of housing in Ada is 42% lower than the national average.
  • Oklahoma general sales tax is 12% lower than the national average.
  • Oklahoma state income tax is 78% lower than the national average.

Compare Ada, OK Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
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The salary calculator is used in order to provide a comparison of your current salary in Ada, OK to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Ada, OK, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Ada, OK salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Ada, OK, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Ada, OK, the median monthly income is $56,828 for those who own their own homes. Under the standard rule, that income level would allow for $1,326 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $24,462, per the median income in the area. That would allow for renters to spend up to $571 on monthly rental expenses.

Oklahoma Sales Tax

StateGeneral Sales TaxWith Max Surtax

Oklahoma Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Ada, OK you will want to make sure you consider both the Oklahoma sales tax and the Oklahoma income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Oklahoma is 4.5%, with the highest surtax being 11%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Oklahoma have a range from 0.5% to 5%.

Goods & Services

ItemAdaNational avg.Difference
Haircut $15.74$17.4910.0%
Beauty Salon $28.33$38.1725.8%
Toothpaste $1.67$2.3228.0%
Shampoo $0.89$1.0112.0%
Movie $11.49$10.727.1%
Bowling $12.50$13.869.8%


ItemAdaNational avg.Difference
Ground Beef $4.78$3.9022.6%
Fried Chicken $1.38$1.401.1%
Milk $2.23$1.9613.6%
Potatoes $3.26$3.182.4%
Pizza $11.99$10.3915.4%
Beer $8.29$9.2310.2%

Health Care

ItemAdaNational avg.Difference
Optometrist $106.50$106.340.2%
Doctor $90.00$115.2521.9%
Dentist $92.54$98.385.9%
Ibuprofen $9.48$9.262.4%
Lipitor $412.63$466.4711.5%


ItemAdaNational avg.Difference
Home Price $101,100.00$184,700.0045.3%
Avg. Mortgage Payment $890.09$1,273.3230.1%
Apartment Rent $618.00$949.0034.9%


ItemAdaNational avg.Difference
Gasoline $2.44$2.595.7%
Tire Balancing $44.00$48.9010.0%


ItemAdaNational avg.Difference
All Electricity$162.64$167.603.0%
Phone $181.66$163.4211.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Hickory, OK11578-22%
Stonewall, OK39779-21%
Tupelo, OK34279-21%
Sasakwa, OK10877-23%
Konawa, OK1,38977-23%
Ada, OK17,24086-14%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Cimarron Hills, CO17,24098-2%
Fish Hawk, FL17,24112020%
Buckhall, VA17,21813838%
Canby, OR17,21811919%
North Babylon, NY17,21213939%
Ada, OK17,24086-14%
Source: The Ada, OK cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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