F
40%
Overall NAT. AVG.
6%
Goods & Services NAT. AVG.
112%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Wilsonville Oregon National
Cost of living140111100
Goods & Services106105100
Groceries111109100
Health care110105100
Housing212123100
Transportation126117100
Utilities9696100

An Overview of Cost of Living in Wilsonville, OR

The cost of living in Wilsonville affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Wilsonville is 140, which is 40% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Wilsonville is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Wilsonville falls into this category, which may not be suitable for those seeking an economically favorable living environment.

When it comes to the cost of living in Wilsonville, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 112.2% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

The relentless increase in grocery prices is a noteworthy trend. In the last two years, grocery costs have experienced an upward trajectory of over 10%. Unfortunately, Wilsonville is no exception, where grocery prices are 10.5% above the national average.

Is Wilsonville Affordable?

Is Wilsonville an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Wilsonville is 139.2% higher than the national average, while the average monthly rent prices are 49.1% higher than average. The affordability of any location can also be influenced by median income levels. Wilsonville has a median household income of $72,541, which is 31.1% higher than the national average.

What Factors can Influence the Cost of Living in Wilsonville?

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Wilsonville, the utilities index registers at 3.8% lower than the national average.

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday goods and services, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Wilsonville, the standard sales tax rate starts at 0%, and the income tax rates commence at 4.75%.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Wilsonville, the transportation index stands at 26.3% higher than the national average.

Where is the Data From?

The Wilsonville cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. Published on a quarterly basis, it compiles data from more than 300 independent researchers, encompassing over 60 goods and services. These items have been meticulously selected to represent various consumer expenditure categories, in 6 categories. Weightings assigned to cost differentials draw from government survey data tracking spending patterns among professional and executive households. While the C2ER index excludes data on sales or income tax rates, AreaVibes incorporates tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Wilsonville is 26% higher than the Oregon average
  • The cost of living in Wilsonville is 40% higher than the national average
  • Wilsonville housing is 112% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 111% higher than the national average

Most Affordable Places to Live in and Around Wilsonville

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Compare Wilsonville, OR Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$120,541$10,045$2,812$3,617
      Renters$55,665$4,639$1,299$1,670
      A good indicator of the general affordability of housing in Wilsonville, OR, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Wilsonville, the median monthly income is $120,541 for those who own their own homes. Under the standard rule, that income level would allow for $2,812 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $55,665, per the median income in the area. That would allow for renters to spend up to $1,299 on monthly rental expenses.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Goods & Services

      Item Wilsonville National avg. Difference
      Haircut $41.22$24.2669.9%
      Beauty Salon $60.58$45.5633.0%
      Toothpaste $3.63$3.702.0%
      Shampoo $1.53$1.2819.5%
      Movie $12.98$12.136.9%
      Bowling $18.31$18.001.7%

      Groceries

      Item Wilsonville National avg. Difference
      Ground Beef $6.17$5.845.7%
      Fried Chicken $2.03$1.5728.8%
      Milk $5.04$4.677.9%
      Potatoes $4.39$4.9311.1%
      Pizza $12.21$12.091.0%
      Beer $12.07$10.4115.9%

      Health Care

      Item Wilsonville National avg. Difference
      Optometrist $131.94$125.685.0%
      Doctor $188.49$135.7838.8%
      Dentist $115.08$113.291.6%
      Ibuprofen $11.58$10.658.7%
      Lipitor $386.53$468.6017.5%

      Housing

      Item Wilsonville National avg. Difference
      Home Price $441,800.00$184,700.00139.2%
      Avg. Mortgage Payment $3,332.86$2,346.6942.0%
      Apartment Rent $1,415.00$949.0049.1%

      Transportation

      Item Wilsonville National avg. Difference
      Gasoline $4.16$3.4620.3%
      Tire Balancing $84.45$59.9240.9%

      Utilities

      Item Wilsonville National avg. Difference
      All Electricity $182.73$193.995.8%
      Phone $190.36$192.251.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Barlow, OR1851098.6%
      Johnson City, OR5398514.6%
      Donald, OR1,4651098.9%
      Woodburn, OR26,00811212.4%
      Dayton, OR2,72611413.7%
      Wilsonville, OR24,41314039.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Norfolk, NE24,410928.0%
      Trotwood, OH24,4108614.1%
      Candler-McAfee, GA24,419954.7%
      Selma, CA24,40511111.5%
      Willowbrook, CA24,40113333.3%
      Wilsonville, OR24,41314039.7%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.