Trotwood cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8891100
Goods & Services index10496100
Groceries index10799100
Health care index9196100
Housing index5575100
Transportation index9695100
Utilities index101101100
The above illustration supplies generalized information for the Trotwood, OH cost of living index. Compared to other cities in Ohio and cities across the country, the cost of living index in Trotwood, OH is 88, which is 3% lower than the Ohio average and 12% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Trotwood, OH are 8% higher than the average for Ohio and 4% higher than the rest of the country.

Did you know?

  • The cost of living in Trotwood is 3% lower than the Ohio average.
  • The cost of living in Trotwood is 12% lower than the national average.
  • The cost of housing in Trotwood is 45% lower than the national average.
  • Ohio general sales tax is 13% higher than the national average.
  • Ohio state income tax is 76% lower than the national average.

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Compare Trotwood, OH Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Trotwood, OH to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Trotwood, OH, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Trotwood, OH salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Trotwood, OH, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Trotwood, OH, the median monthly income is $48,191 for those who own their own homes. Under the standard rule, that income level would allow for $1,124 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $22,765, per the median income in the area. That would allow for renters to spend up to $531 on monthly rental expenses.

Ohio Sales Tax

StateGeneral Sales TaxWith Max Surtax

Ohio Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Trotwood, OH, the Ohio income tax and the Ohio sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Ohio maximum surtax is 8%, and the Ohio sales tax is 5.75%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0.528% to 5.333% in Ohio.

Goods & Services

ItemTrotwoodNational avg.Difference
Haircut $18.00$14.5923.3%
Beauty Salon $47.40$34.6836.7%
Toothpaste $2.87$2.4716.0%
Shampoo $1.25$1.0222.3%
Movie $11.63$9.8717.9%
Bowling $5.50$4.3925.2%


ItemTrotwoodNational avg.Difference
Ground Beef $5.49$4.4822.6%
Fried Chicken $1.91$1.4630.5%
Milk $2.29$2.362.8%
Potatoes $3.39$3.0610.7%
Pizza $8.39$9.249.2%
Beer $7.99$8.637.4%

Health Care

ItemTrotwoodNational avg.Difference
Optometrist $86.35$99.7813.5%
Doctor $78.50$105.0325.3%
Dentist $84.00$88.705.3%
Ibuprofen $9.01$9.414.3%
Lipitor $304.35$298.502.0%


ItemTrotwoodNational avg.Difference
Home Price $78,600.00$175,700.0055.3%
Avg. Mortgage Payment $811.81$1,081.0324.9%
Apartment Rent $721.00$920.0021.6%


ItemTrotwoodNational avg.Difference
Gasoline $2.02$2.093.3%
Tire Balancing $41.99$45.297.3%


ItemTrotwoodNational avg.Difference
All Electricity$144.29$170.8015.5%
Phone $34.95$28.2623.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Centerville, OH12781-19%
Drexel, OH1,87284-16%
Ithaca, OH15073-27%
Dayton, OH141,77686-14%
New Lebanon, OH4,02187-13%
Trotwood, OH24,32288-12%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Homer Glen, IL24,32212424%
South Salt Lake, UT24,31597-3%
Graham, WA24,33011616%
The Crossings, FL24,31311515%
Coronado, CA24,333217117%
Trotwood, OH24,32288-12%
Source: The Trotwood, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.