Thermalito cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexThermalitoCaliforniaNational
Cost of living index112135100
IndexThermalitoCaliforniaNational
Goods & Services index115107100
Groceries index133117100
Health care index120109100
Housing index77189100
Transportation index154125100
Utilities index136116100
A general overview of the cost of living index for Thermalito, CA is displayed above. In Thermalito, CA, the overall cost of living index is 112, which is 17% lower than the California average and 12% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Thermalito, CA, the city's goods and services are 7% higher than the California average and 15% higher than the U.S. average.

Did you know?

  • The cost of living in Thermalito is 17% lower than the California average.
  • The cost of living in Thermalito is 12% higher than the national average.
  • The cost of housing in Thermalito is 23% lower than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Thermalito, CA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Thermalito, CA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Thermalito, CA, then you would need to earn more income in order to maintain the same standard of living. To use the Thermalito, CA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$41,220$3,435$962$1,237
Renters$26,983$2,249$630$810
If you want to find a good determining factor for the cost of living and the general affordability of housing in Thermalito, CA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Thermalito, CA, the median monthly income is $41,220 for those who own their own homes. Under the standard rule, that income level would allow for $962 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $26,983, per the median income in the area. That would allow for renters to spend up to $630 on monthly rental expenses.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
The California sales tax and California income tax rates should definitely be considered when determining the overall cost of living in Thermalito, CA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The California sales tax is 7.5% and the maximum surtax is 10%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemThermalitoNational avg.Difference
Haircut $16.00$14.599.6%
Beauty Salon $50.00$34.6844.2%
Toothpaste $3.79$2.4753.2%
Shampoo $1.32$1.0229.2%
Movie $11.00$9.8711.5%
Bowling $2.88$4.3934.4%

Groceries

ItemThermalitoNational avg.Difference
Ground Beef $5.12$4.4814.4%
Fried Chicken $1.84$1.4625.7%
Milk $2.77$2.3617.5%
Potatoes $3.87$3.0626.4%
Pizza $15.99$9.2473.0%
Beer $9.24$8.637.0%

Health Care

ItemThermalitoNational avg.Difference
Optometrist $120.00$99.7820.3%
Doctor $111.81$105.036.5%
Dentist $121.33$88.7036.8%
Ibuprofen $11.87$9.4126.1%
Lipitor $320.00$298.507.2%

Housing

ItemThermalitoNational avg.Difference
Home Price $119,300.00$175,700.0032.1%
Avg. Mortgage Payment $2,907.43$1,081.03169.0%
Apartment Rent $894.00$920.002.8%

Transportation

ItemThermalitoNational avg.Difference
Gasoline $3.60$2.0972.1%
Tire Balancing $46.00$45.291.6%

Utilities

ItemThermalitoNational avg.Difference
All Electricity$252.17$170.8047.6%
Phone $33.50$28.2618.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Robinson Mill, CA012727%
Cherokee, CA801088%
South Oroville, CA6,05811111%
Biggs, CA2,01011212%
Yankee Hill, CA24211414%
Thermalito, CA6,91111212%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lemoore Station, CA6,91311414%
Litchfield, IL6,91383-17%
East End, AR6,91790-10%
Mills River, NC6,9171022%
Barrington, NJ6,90411414%
Thermalito, CA6,91111212%
Source: The Thermalito, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.