Ambler, PA Cost Of Living

Ambler cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Ambler	Pennsylvania	National
Cost of living index	119	100	100
Index	Ambler	Pennsylvania	National
Goods & Services index	107	100	100
Groceries index	116	105	100
Health care index	106	92	100
Housing index	133	91	100
Transportation index	115	108	100
Utilities index	125	111	100

A general overview of the cost of living index for Ambler, PA is displayed above. In Ambler, PA, the overall cost of living index is 119, which is 19% higher than the Pennsylvania average and 19% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Ambler, PA, the city's goods and services are 7% higher than the Pennsylvania average and 7% higher than the U.S. average.

Did you know?

The cost of living in Ambler is 19% higher than the Pennsylvania average.
The cost of living in Ambler is 19% higher than the national average.
The cost of housing in Ambler is 33% higher than the national average.
Pennsylvania general sales tax is 18% higher than the national average.
Pennsylvania state income tax is 38% higher than the national average.

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator allows you to compare how much your current salary in Ambler, PA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Ambler, PA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Ambler, PA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$95,154	$7,930	$2,220	$2,855
Renters	$38,320	$3,193	$894	$1,150

A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Ambler, PA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Ambler, PA has a median income of about $95,154 for people who own homes. Based on that number, a person should spend a maximum of $2,220 on expenses related to housing. Renters have a slightly different median income, which is $38,320. Based on this average, renters should spend no more than $894 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

The Pennsylvania sales tax and Pennsylvania income tax rates should definitely be considered when determining the overall cost of living in Ambler, PA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Pennsylvania sales tax is 6% and the maximum surtax is 8%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Pennsylvania income tax rates range from 3.07% to 3.07%.

Goods & Services

Item	Ambler	National avg.	Difference
Haircut	$18.39	$16.09	14.3%
Beauty Salon	$56.27	$37.33	50.7%
Toothpaste	$2.19	$2.45	10.5%
Shampoo	$0.99	$1.00	1.1%
Movie	$12.27	$10.28	19.3%
Bowling	$5.21	$4.93	5.6%

Groceries

Item	Ambler	National avg.	Difference
Ground Beef	$4.16	$3.80	9.3%
Fried Chicken	$1.46	$1.40	4.3%
Milk	$2.11	$2.01	4.9%
Potatoes	$3.82	$3.01	27.0%
Pizza	$10.33	$9.89	4.5%
Beer	$8.63	$8.90	3.0%

Health Care

Item	Ambler	National avg.	Difference
Optometrist	$100.71	$102.16	1.4%
Doctor	$130.24	$108.36	20.2%
Dentist	$96.14	$92.53	3.9%
Ibuprofen	$9.55	$9.28	2.9%
Lipitor	$387.28	$425.82	9.1%

Housing

Item	Ambler	National avg.	Difference
Home Price	$264,400.00	$184,700.00	43.2%
Avg. Mortgage Payment	$1,546.68	$1,202.44	28.6%
Apartment Rent	$1,038.00	$949.00	9.4%

Transportation

Item	Ambler	National avg.	Difference
Gasoline	$2.48	$2.24	10.5%
Tire Balancing	$57.62	$46.29	24.5%

Utilities

Item	Ambler	National avg.	Difference
All Electricity	$177.22	$165.96	6.8%
Phone	$42.00	$28.68	46.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Arcadia University, PA	647	112	12%
Eagleville CDP (Centre County), PA	423	102	2%
East Lansdowne, PA	2,661	102	2%
Millbourne, PA	1,190	102	2%
Philadelphia, PA	1,559,938	104	4%
Ambler, PA	6,507	119	19%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Kingston Estates, NJ	6,506	117	17%
Nitro, WV	6,505	88	-12%
Darnestown, MD	6,509	172	72%
Catasauqua, PA	6,509	95	-5%
Ishpeming, MI	6,509	81	-19%
Ambler, PA	6,507	119	19%

Source: The Ambler, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Ambler, PA Cost of Living