SUNY Oswego cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSUNY OswegoNew YorkNational
Cost of living index104122100
IndexSUNY OswegoNew YorkNational
Goods & Services index103112100
Groceries index98103100
Health care index99104100
Housing indexn/a149100
Transportation index126122100
Utilities index94102100
Displayed above is a general overview of the SUNY Oswego, NY cost of living index. The overall cost of living index in SUNY Oswego, NY is 104, which is 15% lower than the New York average and 4% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in SUNY Oswego, NY are 8% lower than the New York average and 3% higher than the national average.

Did you know?

  • The cost of living in SUNY Oswego is 15% lower than the New York average.
  • The cost of living in SUNY Oswego is 4% higher than the national average.
  • The cost of housing in SUNY Oswego is equal to the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare SUNY Oswego, NY Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in SUNY Oswego, NY would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than SUNY Oswego, NY, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The SUNY Oswego, NY salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$0$0$0$0
Renters$0$0$0$0
How much of your monthly income goes to housing can tell you whether or not you can afford housing in SUNY Oswego, NY, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In SUNY Oswego, NY homeowners have a median income of $0. Using that number, you will come up with a maximum of $0 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $0, which means there is a maximum of $0 to be spent on the costs of renting a home or apartment.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
The New York sales tax and New York income tax rates should definitely be considered when determining the overall cost of living in SUNY Oswego, NY. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The New York sales tax is 4% and the maximum surtax is 8.875%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The New York income tax rates range from 4% to 8.82%.

Goods & Services

ItemSUNY OswegoNational avg.Difference
Haircut $12.67$14.5913.2%
Beauty Salon $33.75$34.682.7%
Toothpaste $2.37$2.474.2%
Shampoo $1.00$1.022.2%
Movie $9.92$9.870.5%
Bowling $4.92$4.3912.0%

Groceries

ItemSUNY OswegoNational avg.Difference
Ground Beef $3.86$4.4813.8%
Fried Chicken $1.99$1.4635.9%
Milk $2.28$2.363.3%
Potatoes $2.99$3.062.3%
Pizza $11.00$9.2419.0%
Beer $8.09$8.636.3%

Health Care

ItemSUNY OswegoNational avg.Difference
Optometrist $114.11$99.7814.4%
Doctor $100.22$105.034.6%
Dentist $87.06$88.701.9%
Ibuprofen $9.24$9.411.8%
Lipitor $303.30$298.501.6%

Housing

ItemSUNY OswegoNational avg.Difference
Home Price $0.00$175,700.00100.0%
Avg. Mortgage Payment $949.46$1,081.0312.2%
Apartment Rent $0.00$920.00100.0%

Transportation

ItemSUNY OswegoNational avg.Difference
Gasoline $2.72$2.0930.0%
Tire Balancing $52.74$45.2916.5%

Utilities

ItemSUNY OswegoNational avg.Difference
All Electricity$153.03$170.8010.4%
Phone $27.99$28.260.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Fulton, NY11,78688-12%
Red Creek, NY62989-11%
Oswego, NY18,11990-10%
Minetto, NY97990-10%
Fair Haven, NY74691-9%
SUNY Oswego, NY3,7331044%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Palmer Heights, PA3,73311313%
Oneida, TN3,73477-23%
Nowata, OK3,73478-22%
Cuthbert, GA3,73181-19%
Hobart, OK3,72976-24%
SUNY Oswego, NY3,7331044%
Source: The SUNY Oswego, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.