Fulton cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexFultonNew YorkNational
Cost of living index85120100
IndexFultonNew YorkNational
Goods & Services index100110100
Groceries index105105100
Health care index10099100
Housing index52149100
Transportation index109111100
Utilities index79102100
The above illustration supplies generalized information for the Fulton, NY cost of living index. Compared to other cities in New York and cities across the country, the cost of living index in Fulton, NY is 85, which is 29% lower than the New York average and 15% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Fulton, NY are 9% lower than the average for New York and equal to the rest of the country.

Did you know?

  • The cost of living in Fulton is 29% lower than the New York average.
  • The cost of living in Fulton is 15% lower than the national average.
  • The cost of housing in Fulton is 48% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Salary Calculator

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Health care index
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Use the salary calculator to compare your current income in Fulton, NY to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Fulton, NY, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Fulton, NY salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Fulton, NY, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Fulton, NY homeowners have a median income of $51,420. Using that number, you will come up with a maximum of $1,200 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $23,446, which means there is a maximum of $547 to be spent on the costs of renting a home or apartment.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
One thing to keep in mind when considering the cost of living in Fulton, NY is the New York sales tax and New York income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The New York sales tax rate is 4% and the maximum surtax that can be charged is 8.875%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The New York income tax rates range from 4% to 8.82%.

Goods & Services

ItemFultonNational avg.Difference
Haircut $15.67$15.560.7%
Beauty Salon $38.39$36.116.3%
Toothpaste $2.27$2.478.1%
Shampoo $1.15$0.9619.2%
Movie $12.75$10.1325.9%
Bowling $4.50$4.745.0%


ItemFultonNational avg.Difference
Ground Beef $4.19$3.985.2%
Fried Chicken $1.36$1.413.1%
Milk $2.09$2.061.1%
Potatoes $3.18$2.986.5%
Pizza $10.82$9.4714.3%
Beer $8.47$8.793.7%

Health Care

ItemFultonNational avg.Difference
Optometrist $110.00$101.048.9%
Doctor $124.00$107.4415.4%
Dentist $79.67$90.4211.9%
Ibuprofen $9.80$9.285.6%
Lipitor $417.18$426.502.2%


ItemFultonNational avg.Difference
Home Price $74,400.00$175,700.0057.7%
Avg. Mortgage Payment $1,237.17$1,133.239.2%
Apartment Rent $692.00$920.0024.8%


ItemFultonNational avg.Difference
Gasoline $2.20$1.9910.2%
Tire Balancing $48.49$45.766.0%


ItemFultonNational avg.Difference
All Electricity$140.56$163.8114.2%
Phone $19.99$28.3929.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
SUNY Oswego, NY3,7331044%
Sand Ridge, NY84583-17%
Seneca Knolls, NY1,93684-16%
Cato, NY66587-13%
Phoenix, NY2,49790-10%
Fulton, NY11,78685-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Glen Rock, NJ11,78416868%
Miller Place, NY11,78314848%
Helena-West Helena, AR11,79576-24%
North St. Paul, MN11,7751011%
Winton, CA11,77497-3%
Fulton, NY11,78685-15%
Source: The Fulton, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.