Seabrook cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSeabrookMarylandNational
Cost of living index115115100
IndexSeabrookMarylandNational
Goods & Services index9891100
Groceries index112112100
Health care index9488100
Housing index142154100
Transportation index121108100
Utilities index9899100
A general summary of the cost of living index in Seabrook, MD is shown above. Compared to the state average of Maryland the cost of living index in Seabrook, MD is 115, which is equal to the average in Maryland and compared to the national average it is 15% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Seabrook, MD goods and services come in at 7% higher than the average in Maryland and are 2% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Seabrook is equal to the Maryland average.
  • The cost of living in Seabrook is 15% higher than the national average.
  • The cost of housing in Seabrook is 42% higher than the national average.
  • Maryland general sales tax is 18% higher than the national average.
  • Maryland state income tax is 10% lower than the national average.

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Salary Calculator

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The salary calculator allows you to compare how much your current salary in Seabrook, MD would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Seabrook, MD, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Seabrook, MD salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$83,717$6,976$1,953$2,512
Renters$53,175$4,431$1,241$1,595
One can approximate the cost of living and the housing affordability in Seabrook, MD by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Seabrook, MD have a median income of $83,717. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,953 per month to avoid calamity and poverty. The renters in the city have an income of about $53,175, which would make their monthly maximum allowable rental costs $1,241.

Maryland Sales Tax

StateGeneral Sales TaxWith Max Surtax
Maryland6%6%

Maryland Income Tax

StateIncome Tax (Low)Income Tax (High)
Maryland2%5.75%
When you are determining the total cost of living in Seabrook, MD you will want to make sure you consider both the Maryland sales tax and the Maryland income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Maryland is 6%, with the highest surtax being 6%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Maryland have a range from 2% to 5.75%.

Goods & Services

ItemSeabrookNational avg.Difference
Haircut $17.50$14.5919.9%
Beauty Salon $53.25$34.6853.5%
Toothpaste $2.24$2.479.4%
Shampoo $1.02$1.020.2%
Movie $12.71$9.8728.8%
Bowling $5.38$4.3922.5%

Groceries

ItemSeabrookNational avg.Difference
Ground Beef $3.49$4.4822.0%
Fried Chicken $1.66$1.4613.4%
Milk $2.68$2.3613.7%
Potatoes $3.69$3.0620.5%
Pizza $8.00$9.2413.4%
Beer $9.29$8.637.6%

Health Care

ItemSeabrookNational avg.Difference
Optometrist $73.50$99.7826.3%
Doctor $87.20$105.0317.0%
Dentist $86.40$88.702.6%
Ibuprofen $11.38$9.4120.9%
Lipitor $293.64$298.501.6%

Housing

ItemSeabrookNational avg.Difference
Home Price $241,900.00$175,700.0037.7%
Avg. Mortgage Payment $2,743.63$1,081.03153.8%
Apartment Rent $1,397.00$920.0051.8%

Transportation

ItemSeabrookNational avg.Difference
Gasoline $2.59$2.0923.8%
Tire Balancing $52.00$45.2914.8%

Utilities

ItemSeabrookNational avg.Difference
All Electricity$167.80$170.801.8%
Phone $27.32$28.263.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Cottage City, MD1,07099-1%
Belle Haven, VA37695-5%
Capitol Heights, MD4,4521055%
Silver Hill, MD5,3351055%
Seat Pleasant, MD4,6561055%
Seabrook, MD17,11511515%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Nipomo, CA17,11513131%
La Vista, NE17,12592-8%
Sunset, FL17,09712020%
Douglas, AZ17,13783-17%
Massapequa Park, NY17,13715858%
Seabrook, MD17,11511515%
Source: The Seabrook, MD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.