| Index | Cottage City | Maryland | National |
| Cost of living | 108 | 119 | 100 |
| Goods & Services | 117 | 106 | 100 |
| Groceries | 105 | 106 | 100 |
| Health care | 110 | 97 | 100 |
| Housing | 101 | 150 | 100 |
| Transportation | 106 | 98 | 100 |
| Utilities | 111 | 111 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $74,318 | $6,193 | $1,734 | $2,230 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Maryland | 6% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| Maryland | 2% | 5.75% |
| Item | Cottage City | National avg. | Difference |
| Haircut | $41.31 | $24.26 | 70.3% |
| Beauty Salon | $73.33 | $45.56 | 60.9% |
| Toothpaste | $3.70 | $3.70 | 0.0% |
| Shampoo | $1.63 | $1.28 | 27.4% |
| Movie | $15.72 | $12.13 | 29.6% |
| Bowling | $24.56 | $18.00 | 36.4% |
| Item | Cottage City | National avg. | Difference |
| Ground Beef | $5.72 | $5.84 | 2.1% |
| Fried Chicken | $1.31 | $1.57 | 16.5% |
| Milk | $4.83 | $4.67 | 3.3% |
| Potatoes | $5.15 | $4.93 | 4.5% |
| Pizza | $12.83 | $12.09 | 6.2% |
| Beer | $11.41 | $10.41 | 9.6% |
| Item | Cottage City | National avg. | Difference |
| Optometrist | $112.83 | $125.68 | 10.2% |
| Doctor | $156.21 | $135.78 | 15.0% |
| Dentist | $135.09 | $113.29 | 19.2% |
| Ibuprofen | $12.28 | $10.65 | 15.3% |
| Lipitor | $426.27 | $468.60 | 9.0% |
| Item | Cottage City | National avg. | Difference |
| Home Price | $238,700.00 | $184,700.00 | 29.2% |
| Avg. Mortgage Payment | $5,844.08 | $2,346.69 | 149.0% |
| Apartment Rent | $322.00 | $949.00 | 66.1% |
| Item | Cottage City | National avg. | Difference |
| Gasoline | $3.37 | $3.46 | 2.7% |
| Tire Balancing | $75.27 | $59.92 | 25.6% |
| Item | Cottage City | National avg. | Difference |
| All Electricity | $227.70 | $193.99 | 17.4% |
| Phone | $190.71 | $192.25 | 0.8% |
| City | Population | Cost of Living Index | National Avg. |
| Rose Hill CDP (Lee County), VA | 708 | 92 | 7.8% |
| Woodlawn CDP (Carroll County), VA | 2,247 | 94 | 5.9% |
| Belle Haven town, VA | 562 | 102 | 2.0% |
| Silver Hill, MD | 5,155 | 114 | 14.0% |
| Seat Pleasant, MD | 4,753 | 114 | 14.3% |
| Cottage City, MD | 1,150 | 108 | 8.4% |
| City | Population | Cost of Living Index | National Avg. |
| Dunnavant, AL | 1,150 | 98 | 2.3% |
| Bethany Beach, DE | 1,150 | 148 | 48.4% |
| Windsor, IL | 1,150 | 76 | 24.0% |
| Mound City, MO | 1,150 | 80 | 19.8% |
| Ninnekah, OK | 1,150 | 87 | 12.6% |
| Cottage City, MD | 1,150 | 108 | 8.4% |
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