Saraland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSaralandAlabamaNational
Cost of living index9389100
IndexSaralandAlabamaNational
Goods & Services index9698100
Groceries index10398100
Health care index8885100
Housing index8073100
Transportation index9692100
Utilities index10799100
A general overview of the cost of living index for Saraland, AL is displayed above. In Saraland, AL, the overall cost of living index is 93, which is 4% higher than the Alabama average and 7% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Saraland, AL, the city's goods and services are 2% lower than the Alabama average and 5% lower than the U.S. average.

Did you know?

  • The cost of living in Saraland is 4% higher than the Alabama average.
  • The cost of living in Saraland is 7% lower than the national average.
  • The cost of housing in Saraland is 20% lower than the national average.
  • Alabama general sales tax is 21% lower than the national average.
  • Alabama state income tax is 10% lower than the national average.

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Compare Saraland, AL Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Saraland, AL to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Saraland, AL, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Saraland, AL salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$62,385$5,199$1,456$1,872
Renters$33,113$2,759$773$993
One can approximate the cost of living and the housing affordability in Saraland, AL by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Saraland, AL have a median income of $62,385. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,456 per month to avoid calamity and poverty. The renters in the city have an income of about $33,113, which would make their monthly maximum allowable rental costs $773.

Alabama Sales Tax

StateGeneral Sales TaxWith Max Surtax
Alabama4%10%

Alabama Income Tax

StateIncome Tax (Low)Income Tax (High)
Alabama2%5%
When you are determining the total cost of living in Saraland, AL you will want to make sure you consider both the Alabama sales tax and the Alabama income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Alabama is 4%, with the highest surtax being 10%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Alabama have a range from 2% to 5%.

Goods & Services

ItemSaralandNational avg.Difference
Haircut $13.38$14.598.3%
Beauty Salon $33.88$34.682.3%
Toothpaste $3.04$2.4722.9%
Shampoo $1.04$1.021.8%
Movie $9.75$9.871.2%
Bowling $4.02$4.398.5%

Groceries

ItemSaralandNational avg.Difference
Ground Beef $3.83$4.4814.4%
Fried Chicken $1.47$1.460.4%
Milk $2.61$2.3610.7%
Potatoes $3.72$3.0621.5%
Pizza $8.00$9.2413.4%
Beer $8.82$8.632.2%

Health Care

ItemSaralandNational avg.Difference
Optometrist $94.50$99.785.3%
Doctor $78.60$105.0325.2%
Dentist $79.40$88.7010.5%
Ibuprofen $9.84$9.414.5%
Lipitor $273.56$298.508.4%

Housing

ItemSaralandNational avg.Difference
Home Price $131,200.00$175,700.0025.3%
Avg. Mortgage Payment $832.83$1,081.0323.0%
Apartment Rent $846.00$920.008.0%

Transportation

ItemSaralandNational avg.Difference
Gasoline $1.92$2.098.2%
Tire Balancing $47.96$45.295.9%

Utilities

ItemSaralandNational avg.Difference
All Electricity$188.02$170.8010.1%
Phone $29.01$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bucks, AL4598-2%
Gulfcrest, AL12398-2%
Chunchula, AL15372-28%
Prichard, AL22,47583-17%
Chickasaw, AL6,02686-14%
Saraland, AL13,65793-7%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Miami, OK13,66982-18%
Wixom, MI13,64095-5%
Monroe, OH13,63399-1%
Princeton Meadows, NJ13,63113232%
Auburn, CA13,69014040%
Saraland, AL13,65793-7%
Source: The Saraland, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.