San Fernando cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSan FernandoCaliforniaNational
Cost of living index122135100
IndexSan FernandoCaliforniaNational
Goods & Services index105107100
Groceries index106117100
Health care index109109100
Housing index155189100
Transportation index120125100
Utilities index112116100
A general overview of the cost of living index for San Fernando, CA is displayed above. In San Fernando, CA, the overall cost of living index is 122, which is 10% lower than the California average and 22% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of San Fernando, CA, the city's goods and services are 1% lower than the California average and 5% higher than the U.S. average.

Did you know?

  • The cost of living in San Fernando is 10% lower than the California average.
  • The cost of living in San Fernando is 22% higher than the national average.
  • The cost of housing in San Fernando is 55% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare San Fernando, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in San Fernando, CA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than San Fernando, CA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The San Fernando, CA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$63,715$5,310$1,487$1,912
Renters$34,985$2,915$816$1,050
How much of your monthly income goes to housing can tell you whether or not you can afford housing in San Fernando, CA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In San Fernando, CA homeowners have a median income of $63,715. Using that number, you will come up with a maximum of $1,487 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $34,985, which means there is a maximum of $816 to be spent on the costs of renting a home or apartment.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When considering the overall cost of living expenses in San Fernando, CA, it's important to take into account the sales tax for California, as well as the rate for income tax in California. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for California is 10%, and the sales tax in the state of California is 7.5%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in California starts from 1% and goes up to 12.3%.

Goods & Services

ItemSan FernandoNational avg.Difference
Haircut $18.32$14.5925.5%
Beauty Salon $63.86$34.6884.1%
Toothpaste $2.90$2.4717.3%
Shampoo $1.11$1.028.6%
Movie $14.20$9.8743.9%
Bowling $6.63$4.3951.0%

Groceries

ItemSan FernandoNational avg.Difference
Ground Beef $4.16$4.487.1%
Fried Chicken $1.74$1.4618.8%
Milk $2.62$2.3611.2%
Potatoes $2.99$3.062.3%
Pizza $8.00$9.2413.4%
Beer $9.38$8.638.7%

Health Care

ItemSan FernandoNational avg.Difference
Optometrist $126.07$99.7826.3%
Doctor $97.27$105.037.4%
Dentist $110.00$88.7024.0%
Ibuprofen $12.16$9.4129.2%
Lipitor $280.93$298.505.9%

Housing

ItemSan FernandoNational avg.Difference
Home Price $295,600.00$175,700.0068.2%
Avg. Mortgage Payment $2,080.63$1,081.0392.5%
Apartment Rent $1,129.00$920.0022.7%

Transportation

ItemSan FernandoNational avg.Difference
Gasoline $2.63$2.0925.7%
Tire Balancing $46.96$45.293.7%

Utilities

ItemSan FernandoNational avg.Difference
All Electricity$183.94$170.807.7%
Phone $33.30$28.2617.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Val Verde, CA2,55011919%
Santa Clarita, CA179,03013737%
Castaic, CA18,61913838%
Agua Dulce, CA2,89814444%
Acton, CA6,95614646%
San Fernando, CA24,05012222%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Maple Valley, WA24,04012525%
Fort Washington, MD24,06212626%
Sun City West, AZ24,06698-2%
Cudahy, CA24,07311414%
Immokalee, FL24,02187-13%
San Fernando, CA24,05012222%
Source: The San Fernando, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.