Loma Linda cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexLoma LindaCaliforniaNational
Cost of living index120135100
IndexLoma LindaCaliforniaNational
Goods & Services index104107100
Groceries index109117100
Health care index104109100
Housing index145189100
Transportation index127125100
Utilities index113116100
Here we can see a simple outline of the cost of living in Loma Linda, CA. As you can see, with the average cost of living in Loma Linda, CA being 120, that puts it 11% lower than the average of California and 20% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Loma Linda, CA, the price of goods and services are 3% lower than the average of California as well as 4% higher than the nation's average.

Did you know?

  • The cost of living in Loma Linda is 11% lower than the California average.
  • The cost of living in Loma Linda is 20% higher than the national average.
  • The cost of housing in Loma Linda is 45% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Loma Linda, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Loma Linda, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Loma Linda, CA, you have to earn a higher income in order to still have the same standard of living. To operate the Loma Linda, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$90,964$7,580$2,122$2,729
Renters$45,630$3,803$1,065$1,369
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Loma Linda, CA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Loma Linda, CA homeowners have a median income of $90,964. Using that number, you will come up with a maximum of $2,122 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $45,630, which means there is a maximum of $1,065 to be spent on the costs of renting a home or apartment.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When assessing the complete cost of living in Loma Linda, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10%, and the California sales tax is 7.5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 12.3% in California.

Goods & Services

ItemLoma LindaNational avg.Difference
Haircut $18.89$14.5929.4%
Beauty Salon $60.96$34.6875.8%
Toothpaste $2.59$2.474.7%
Shampoo $1.09$1.026.7%
Movie $12.50$9.8726.7%
Bowling $5.79$4.3931.8%

Groceries

ItemLoma LindaNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.74$1.4618.8%
Milk $2.69$2.3614.1%
Potatoes $3.32$3.068.4%
Pizza $9.00$9.242.6%
Beer $9.35$8.638.3%

Health Care

ItemLoma LindaNational avg.Difference
Optometrist $104.42$99.784.7%
Doctor $95.57$105.039.0%
Dentist $102.40$88.7015.4%
Ibuprofen $11.60$9.4123.2%
Lipitor $281.41$298.505.7%

Housing

ItemLoma LindaNational avg.Difference
Home Price $272,900.00$175,700.0055.3%
Avg. Mortgage Payment $2,759.31$1,081.03155.2%
Apartment Rent $1,103.00$920.0019.9%

Transportation

ItemLoma LindaNational avg.Difference
Gasoline $2.61$2.0924.8%
Tire Balancing $60.00$45.2932.5%

Utilities

ItemLoma LindaNational avg.Difference
All Electricity$186.13$170.809.0%
Phone $33.30$28.2617.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
San Bernardino, CA213,0441044%
Muscoy, CA11,6741055%
Colton, CA53,1291055%
Calimesa, CA8,1431066%
Lakeview, CA1,7231099%
Loma Linda, CA23,64812020%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Rolling Meadows, IL23,64611313%
Mercer Island, WA23,636200100%
Corcoran, CA23,63495-5%
Rock Springs, WY23,6841000%
Greenbelt, MD23,6121099%
Loma Linda, CA23,64812020%
Source: The Loma Linda, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.