Rockcreek cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexRockcreekOregonNational
Cost of living index126117100
IndexRockcreekOregonNational
Goods & Services index122122100
Groceries index116116100
Health care index114114100
Housing index154122100
Transportation index111111100
Utilities index8989100
The above illustration supplies generalized information for the Rockcreek, OR cost of living index. Compared to other cities in Oregon and cities across the country, the cost of living index in Rockcreek, OR is 126, which is 8% higher than the Oregon average and 26% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Rockcreek, OR are equal to the average for Oregon and 22% higher than the rest of the country.

Did you know?

  • The cost of living in Rockcreek is 8% higher than the Oregon average.
  • The cost of living in Rockcreek is 26% higher than the national average.
  • The cost of housing in Rockcreek is 54% higher than the national average.
  • Oregon general sales tax is 100% lower than the national average.
  • Oregon state income tax is 125% higher than the national average.

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Compare Rockcreek, OR Cost of living To Other Cities

Salary Calculator

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Health care index
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Use the salary calculator to compare your current salary in Rockcreek, OR to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Rockcreek, OR, then you would need to earn more income in order to maintain the same standard of living. To use the Rockcreek, OR salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$98,750$8,229$2,304$2,963
Renters$46,513$3,876$1,085$1,396
If you want to find a good determining factor for the cost of living and the general affordability of housing in Rockcreek, OR, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Rockcreek, OR, the median monthly income is $98,750 for those who own their own homes. Under the standard rule, that income level would allow for $2,304 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $46,513, per the median income in the area. That would allow for renters to spend up to $1,085 on monthly rental expenses.

Oregon Sales Tax

StateGeneral Sales TaxWith Max Surtax
Oregon0%0%

Oregon Income Tax

StateIncome Tax (Low)Income Tax (High)
Oregon5%9.9%
The Oregon sales tax and Oregon income tax rates should definitely be considered when determining the overall cost of living in Rockcreek, OR. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Oregon sales tax is 0% and the maximum surtax is 0%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Oregon income tax rates range from 5% to 9.9%.

Goods & Services

ItemRockcreekNational avg.Difference
Haircut $25.20$14.5972.7%
Beauty Salon $46.60$34.6834.4%
Toothpaste $3.42$2.4738.3%
Shampoo $1.72$1.0268.3%
Movie $10.15$9.872.9%
Bowling $3.45$4.3921.4%

Groceries

ItemRockcreekNational avg.Difference
Ground Beef $4.65$4.483.9%
Fried Chicken $2.69$1.4683.7%
Milk $1.97$2.3616.4%
Potatoes $2.73$3.0610.8%
Pizza $11.00$9.2419.0%
Beer $8.85$8.632.5%

Health Care

ItemRockcreekNational avg.Difference
Optometrist $124.50$99.7824.8%
Doctor $131.85$105.0325.5%
Dentist $101.00$88.7013.9%
Ibuprofen $14.45$9.4153.5%
Lipitor $251.31$298.5015.8%

Housing

ItemRockcreekNational avg.Difference
Home Price $305,000.00$175,700.0073.6%
Avg. Mortgage Payment $1,517.59$1,081.0340.4%
Apartment Rent $989.00$920.007.5%

Transportation

ItemRockcreekNational avg.Difference
Gasoline $2.30$2.099.9%
Tire Balancing $52.33$45.2915.6%

Utilities

ItemRockcreekNational avg.Difference
All Electricity$151.02$170.8011.6%
Phone $25.01$28.2611.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Johnson City, OR57389-11%
Cornelius, OR12,06811010%
King City, OR3,35111111%
Gaston, OR70311111%
Vancouver, WA165,55411313%
Rockcreek, OR9,26112626%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lynwood, IL9,2601000%
Danville, IN9,25893-7%
Stuttgart, AR9,26985-15%
Rincon, GA9,273100-0%
Roxborough Park, CO9,27312323%
Rockcreek, OR9,26112626%
Source: The Rockcreek, OR cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.