Croydon cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCroydonPennsylvaniaNational
Cost of living index113100100
IndexCroydonPennsylvaniaNational
Goods & Services index10899100
Groceries index116102100
Health care index10690100
Housing index11493100
Transportation index115109100
Utilities index124115100
Displayed above is a general overview of the Croydon, PA cost of living index. The overall cost of living index in Croydon, PA is 113, which is 13% higher than the Pennsylvania average and 13% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Croydon, PA are 10% higher than the Pennsylvania average and 8% higher than the national average.

Did you know?

  • The cost of living in Croydon is 13% higher than the Pennsylvania average.
  • The cost of living in Croydon is 13% higher than the national average.
  • The cost of housing in Croydon is 14% higher than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare Croydon, PA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Croydon, PA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Croydon, PA, then you would need to earn more income in order to maintain the same standard of living. To use the Croydon, PA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$62,525$5,210$1,459$1,876
Renters$45,199$3,767$1,055$1,356
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Croydon, PA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Croydon, PA homeowners, is $62,525. This would allow for a maximum of $1,459 per month to be spent on housing costs. For renters, the median monthly income is $45,199 which would result in a maximum of $1,055 to be spent on rental costs.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
When you are determining the total cost of living in Croydon, PA you will want to make sure you consider both the Pennsylvania sales tax and the Pennsylvania income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Pennsylvania is 6%, with the highest surtax being 8%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Pennsylvania have a range from 3.07% to 3.07%.

Goods & Services

ItemCroydonNational avg.Difference
Haircut $17.96$15.5615.4%
Beauty Salon $54.38$36.1150.6%
Toothpaste $2.34$2.475.5%
Shampoo $0.99$0.962.6%
Movie $11.55$10.1314.0%
Bowling $5.13$4.748.4%

Groceries

ItemCroydonNational avg.Difference
Ground Beef $3.87$3.983.0%
Fried Chicken $1.68$1.4119.2%
Milk $1.97$2.064.5%
Potatoes $3.44$2.9815.2%
Pizza $10.38$9.479.6%
Beer $8.18$8.797.0%

Health Care

ItemCroydonNational avg.Difference
Optometrist $102.70$101.041.6%
Doctor $124.15$107.4415.6%
Dentist $97.92$90.428.3%
Ibuprofen $9.59$9.283.3%
Lipitor $386.87$426.509.3%

Housing

ItemCroydonNational avg.Difference
Home Price $206,000.00$175,700.0017.2%
Avg. Mortgage Payment $1,520.01$1,133.2334.1%
Apartment Rent $965.00$920.004.9%

Transportation

ItemCroydonNational avg.Difference
Gasoline $2.23$1.9911.9%
Tire Balancing $55.56$45.7621.4%

Utilities

ItemCroydonNational avg.Difference
All Electricity$182.53$163.8111.4%
Phone $40.01$28.3940.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Arcadia University, PA62311313%
Tavistock, NJ911313%
Audubon Park, NJ1,05194-6%
Camden, NJ77,29498-2%
Trenton, NJ84,45999-1%
Croydon, PA10,01711313%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Country Club, CA10,0181022%
Little Canada, MN10,0151033%
Harrisonville, MO10,01992-8%
Elkhorn, WI10,02094-6%
Keansburg, NJ10,01111313%
Croydon, PA10,01711313%
Source: The Croydon, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.