Rock Hill cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexRock HillSouth CarolinaNational
Cost of living index9297100
IndexRock HillSouth CarolinaNational
Goods & Services index102105100
Groceries index94105100
Health care index104101100
Housing index7880100
Transportation index9796100
Utilities index92107100
A general summary of the cost of living index in Rock Hill, SC is shown above. Compared to the state average of South Carolina the cost of living index in Rock Hill, SC is 92, which is 5% lower than the average in South Carolina and compared to the national average it is 8% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Rock Hill, SC goods and services come in at 3% lower than the average in South Carolina and are 2% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Rock Hill is 5% lower than the South Carolina average.
  • The cost of living in Rock Hill is 8% lower than the national average.
  • The cost of housing in Rock Hill is 22% lower than the national average.
  • South Carolina general sales tax is 18% higher than the national average.
  • South Carolina state income tax is 100% lower than the national average.

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Compare Rock Hill, SC Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Rock Hill, SC to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Rock Hill, SC, then you would need to earn more income in order to maintain the same standard of living. To use the Rock Hill, SC salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$60,502$5,042$1,412$1,815
Renters$27,833$2,319$649$835
One can approximate the cost of living and the housing affordability in Rock Hill, SC by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Rock Hill, SC have a median income of $60,502. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,412 per month to avoid calamity and poverty. The renters in the city have an income of about $27,833, which would make their monthly maximum allowable rental costs $649.

South Carolina Sales Tax

StateGeneral Sales TaxWith Max Surtax
South Carolina6%9%

South Carolina Income Tax

StateIncome Tax (Low)Income Tax (High)
South Carolina0%7%
When you are determining the total cost of living in Rock Hill, SC you will want to make sure you consider both the South Carolina sales tax and the South Carolina income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in South Carolina is 6%, with the highest surtax being 9%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in South Carolina have a range from 0% to 7%.

Goods & Services

ItemRock HillNational avg.Difference
Haircut $16.25$15.564.4%
Beauty Salon $34.87$36.113.4%
Toothpaste $2.89$2.4716.8%
Shampoo $1.04$0.968.1%
Movie $10.55$10.134.2%
Bowling $5.57$4.7417.6%

Groceries

ItemRock HillNational avg.Difference
Ground Beef $3.85$3.983.5%
Fried Chicken $1.34$1.415.0%
Milk $1.95$2.065.5%
Potatoes $3.05$2.982.3%
Pizza $9.09$9.474.1%
Beer $8.69$8.791.2%

Health Care

ItemRock HillNational avg.Difference
Optometrist $114.36$101.0413.2%
Doctor $100.31$107.446.6%
Dentist $111.42$90.4223.2%
Ibuprofen $6.63$9.2828.5%
Lipitor $389.57$426.508.7%

Housing

ItemRock HillNational avg.Difference
Home Price $131,400.00$175,700.0025.2%
Avg. Mortgage Payment $871.06$1,133.2323.1%
Apartment Rent $786.00$920.0014.6%

Transportation

ItemRock HillNational avg.Difference
Gasoline $1.95$1.992.0%
Tire Balancing $43.26$45.765.5%

Utilities

ItemRock HillNational avg.Difference
All Electricity$156.74$163.814.3%
Phone $25.00$28.3911.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Riverview, SC23287-13%
Lowrys, SC20288-12%
York, SC7,91390-10%
Clover, SC5,32192-8%
Catawba, SC1,43893-7%
Rock Hill, SC68,18592-8%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Union City, NJ68,00114242%
Missoula, MT68,3771044%
Waterloo, IA68,39287-13%
Mount Vernon, NY67,96213333%
Ellicott City, MD68,50714949%
Rock Hill, SC68,18592-8%
Source: The Rock Hill, SC cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.