Rochester Hills cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexRochester HillsMichiganNational
Cost of living index10489100
IndexRochester HillsMichiganNational
Goods & Services index9695100
Groceries index9092100
Health care index9996100
Housing index12173100
Transportation index9897100
Utilities index105100100
An overview of the general cost of living index for Rochester Hills, MI is displayed above for your reference. Residents in Rochester Hills, MI enjoy a cost of living index of 104. This index is 17% higher than the Michigan average, and 4% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Rochester Hills, MI, the average cost of goods and services is 1% higher than it is in Michigan, and it is 4% lower than the national average.

Did you know?

  • The cost of living in Rochester Hills is 17% higher than the Michigan average.
  • The cost of living in Rochester Hills is 4% higher than the national average.
  • The cost of housing in Rochester Hills is 21% higher than the national average.
  • Michigan general sales tax is 18% higher than the national average.
  • Michigan state income tax is 91% higher than the national average.

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Compare Rochester Hills, MI Cost of living To Other Cities

Salary Calculator

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Health care index
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Using the salary calculator lets you compare the salary you earn in Rochester Hills, MI to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Rochester Hills, MI, you have to earn a higher income in order to still have the same standard of living. To operate the Rochester Hills, MI salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Rochester Hills, MI as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Rochester Hills, MI homeowners, the median income is $95,943. This indicates that a monthly maximum of $2,239 should be spent by homeowners on all housing related costs. Renters have a median income of $43,815. This indicates that renters should have a maximum of $1,022 used for their rent related monthly costs.

Michigan Sales Tax

StateGeneral Sales TaxWith Max Surtax

Michigan Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in Rochester Hills, MI and want to know what the true cost of living is, they ought to look at both the Michigan income tax rate and the Michigan sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Michigan, the sales tax is 6%, while the most you'll pay in surtax is 6%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Michigan, the income tax rate ranges between 4.25% to 4.25%.

Goods & Services

ItemRochester HillsNational avg.Difference
Haircut $16.10$14.5910.3%
Beauty Salon $48.30$34.6839.3%
Toothpaste $1.94$2.4721.6%
Shampoo $0.89$1.0212.9%
Movie $9.93$9.870.6%
Bowling $3.41$4.3922.4%


ItemRochester HillsNational avg.Difference
Ground Beef $4.26$4.484.8%
Fried Chicken $1.19$1.4618.7%
Milk $1.97$2.3616.4%
Potatoes $2.74$3.0610.5%
Pizza $9.00$9.242.6%
Beer $8.39$8.632.8%

Health Care

ItemRochester HillsNational avg.Difference
Optometrist $81.50$99.7818.3%
Doctor $106.00$105.030.9%
Dentist $89.30$88.700.7%
Ibuprofen $8.22$9.4112.7%
Lipitor $309.77$298.503.8%


ItemRochester HillsNational avg.Difference
Home Price $215,200.00$175,700.0022.5%
Avg. Mortgage Payment $927.72$1,081.0314.2%
Apartment Rent $1,093.00$920.0018.8%


ItemRochester HillsNational avg.Difference
Gasoline $1.95$2.096.9%
Tire Balancing $50.92$45.2912.4%


ItemRochester HillsNational avg.Difference
All Electricity$178.99$170.804.8%
Phone $29.99$28.266.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Center Line, MI8,27980-20%
Pontiac, MI59,65881-19%
Hazel Park, MI16,53282-18%
Mount Clemens, MI16,34582-18%
Roseville, MI47,40884-16%
Rochester Hills, MI72,1951044%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Mount Pleasant, SC72,37912727%
Southfield, MI72,48089-11%
Gastonia, NC72,66494-6%
Canton, OH72,66884-16%
Union City, CA71,67515555%
Rochester Hills, MI72,1951044%
Source: The Rochester Hills, MI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.