Ramona cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index132137100
Goods & Services index102109100
Groceries index113118100
Health care index108111100
Housing index183189100
Transportation index132130100
Utilities index113112100
The above illustration supplies generalized information for the Ramona, CA cost of living index. Compared to other cities in California and cities across the country, the cost of living index in Ramona, CA is 132, which is 3% lower than the California average and 32% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Ramona, CA are 7% lower than the average for California and 2% higher than the rest of the country.

Did you know?

  • The cost of living in Ramona is 3% lower than the California average.
  • The cost of living in Ramona is 32% higher than the national average.
  • The cost of housing in Ramona is 83% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

Find Real Estate Listings In Ramona


New Real Estate Listings In Ramona

Compare Ramona, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Ramona, CA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Ramona, CA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Ramona, CA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Ramona, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Ramona, CA homeowners, is $79,071. This would allow for a maximum of $1,845 per month to be spent on housing costs. For renters, the median monthly income is $37,466 which would result in a maximum of $874 to be spent on rental costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax

California Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Ramona, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10%, and the California sales tax is 7.5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 12.3% in California.

Goods & Services

ItemRamonaNational avg.Difference
Haircut $18.86$15.5621.1%
Beauty Salon $54.73$36.1151.6%
Toothpaste $2.88$2.4716.6%
Shampoo $1.20$0.9624.4%
Movie $12.99$10.1328.3%
Bowling $5.06$4.746.9%


ItemRamonaNational avg.Difference
Ground Beef $4.82$3.9821.1%
Fried Chicken $1.41$1.410.2%
Milk $1.98$2.064.1%
Potatoes $2.77$2.987.1%
Pizza $9.49$9.470.2%
Beer $10.36$8.7917.8%

Health Care

ItemRamonaNational avg.Difference
Optometrist $102.12$101.041.1%
Doctor $105.00$107.442.3%
Dentist $103.33$90.4214.3%
Ibuprofen $11.77$9.2826.8%
Lipitor $429.20$426.500.6%


ItemRamonaNational avg.Difference
Home Price $368,000.00$175,700.00109.4%
Avg. Mortgage Payment $2,732.66$1,133.23141.1%
Apartment Rent $1,124.00$920.0022.2%


ItemRamonaNational avg.Difference
Gasoline $2.87$1.9943.9%
Tire Balancing $47.56$45.763.9%


ItemRamonaNational avg.Difference
All Electricity$199.86$163.8122.0%
Phone $28.79$28.391.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Descanso, CA1,30512020%
Lakeside, CA21,07912626%
Winter Gardens, CA20,34612727%
Escondido, CA147,60312929%
Santee, CA55,43513030%
Ramona, CA21,57813232%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Clarksville, IN21,57986-14%
Sunny Isles Beach, FL21,58311919%
Bay Point, CA21,58611414%
Kinston, NC21,58991-9%
Oxford, OH21,55290-10%
Ramona, CA21,57813232%
Source: The Ramona, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.