Biddeford cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBiddefordMaineNational
Cost of living index110104100
IndexBiddefordMaineNational
Goods & Services index110110100
Groceries index104104100
Health care index108108100
Housing index11394100
Transportation index110110100
Utilities index106106100
A general summary of the cost of living index in Biddeford, ME is shown above. Compared to the state average of Maine the cost of living index in Biddeford, ME is 110, which is 5% higher than the average in Maine and compared to the national average it is 10% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Biddeford, ME goods and services come in at equal to the average in Maine and are 10% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Biddeford is 5% higher than the Maine average.
  • The cost of living in Biddeford is 10% higher than the national average.
  • The cost of housing in Biddeford is 13% higher than the national average.
  • Maine general sales tax is 8% higher than the national average.
  • Maine state income tax is 100% lower than the national average.

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Compare Biddeford, ME Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Groceries index
Health care index
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The salary calculator allows you to compare how much your current salary in Biddeford, ME would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Biddeford, ME, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Biddeford, ME salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$73,479$6,123$1,714$2,205
Renters$29,356$2,446$685$881
If you want to find a good determining factor for the cost of living and the general affordability of housing in Biddeford, ME, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Biddeford, ME, the median monthly income is $73,479 for those who own their own homes. Under the standard rule, that income level would allow for $1,714 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $29,356, per the median income in the area. That would allow for renters to spend up to $685 on monthly rental expenses.

Maine Sales Tax

StateGeneral Sales TaxWith Max Surtax
Maine5.5%5.5%

Maine Income Tax

StateIncome Tax (Low)Income Tax (High)
Maine0%7.95%
For those who live in Biddeford, ME and want to know what the true cost of living is, they ought to look at both the Maine income tax rate and the Maine sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Maine, the sales tax is 5.5%, while the most you'll pay in surtax is 5.5%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Maine, the income tax rate ranges between 0% to 7.95%.

Goods & Services

ItemBiddefordNational avg.Difference
Haircut $18.72$15.5620.3%
Beauty Salon $39.36$36.119.0%
Toothpaste $4.35$2.4775.9%
Shampoo $0.98$0.961.2%
Movie $9.50$10.136.2%
Bowling $4.75$4.740.3%

Groceries

ItemBiddefordNational avg.Difference
Ground Beef $4.69$3.9817.7%
Fried Chicken $1.56$1.4110.6%
Milk $2.21$2.066.9%
Potatoes $3.74$2.9825.5%
Pizza $8.96$9.475.4%
Beer $9.99$8.7913.6%

Health Care

ItemBiddefordNational avg.Difference
Optometrist $130.33$101.0429.0%
Doctor $130.00$107.4421.0%
Dentist $94.44$90.424.5%
Ibuprofen $9.66$9.284.1%
Lipitor $394.99$426.507.4%

Housing

ItemBiddefordNational avg.Difference
Home Price $214,600.00$175,700.0022.1%
Avg. Mortgage Payment $1,320.58$1,133.2316.5%
Apartment Rent $851.00$920.007.5%

Transportation

ItemBiddefordNational avg.Difference
Gasoline $2.01$1.990.9%
Tire Balancing $58.93$45.7628.8%

Utilities

ItemBiddefordNational avg.Difference
All Electricity$196.33$163.8119.9%
Phone $24.69$28.3913.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lake Arrowhead, ME2,8901022%
Old Orchard Beach, ME8,6791077%
Westbrook, ME17,6621088%
North Berwick, ME1,5881088%
South Portland, ME25,15411212%
Biddeford, ME21,30311010%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Palm Springs, FL21,30292-8%
St. Andrews, SC21,29893-7%
East Moline, IL21,29488-12%
Union Hill-Novelty Hill, WA21,31317575%
Merrick, NY21,29317878%
Biddeford, ME21,30311010%
Source: The Biddeford, ME cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.