Primera cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPrimeraTexasNational
Cost of living index7691100
IndexPrimeraTexasNational
Goods & Services index7497100
Groceries index8290100
Health care index9196100
Housing index5881100
Transportation index8895100
Utilities index10594100
An overview of the general cost of living index for Primera, TX is displayed above for your reference. Residents in Primera, TX enjoy a cost of living index of 76. This index is 17% lower than the Texas average, and 24% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Primera, TX, the average cost of goods and services is 24% lower than it is in Texas, and it is 26% lower than the national average.

Did you know?

  • The cost of living in Primera is 17% lower than the Texas average.
  • The cost of living in Primera is 24% lower than the national average.
  • The cost of housing in Primera is 42% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Primera, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Primera, TX to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Primera, TX, you have to earn a higher income in order to still have the same standard of living. To operate the Primera, TX salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$48,375$4,031$1,129$1,451
Renters$28,264$2,355$659$848
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Primera, TX, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Primera, TX homeowners have a median income of $48,375. Using that number, you will come up with a maximum of $1,129 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $28,264, which means there is a maximum of $659 to be spent on the costs of renting a home or apartment.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
When you are determining the total cost of living in Primera, TX you will want to make sure you consider both the Texas sales tax and the Texas income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Texas is 6.25%, with the highest surtax being 8.25%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Texas have a range from 0% to 0%.

Goods & Services

ItemPrimeraNational avg.Difference
Haircut $7.00$14.5952.0%
Beauty Salon $29.66$34.6814.5%
Toothpaste $1.47$2.4740.6%
Shampoo $0.81$1.0220.7%
Movie $10.00$9.871.3%
Bowling $3.75$4.3914.6%

Groceries

ItemPrimeraNational avg.Difference
Ground Beef $3.78$4.4815.6%
Fried Chicken $1.08$1.4626.2%
Milk $2.48$2.365.2%
Potatoes $2.33$3.0623.9%
Pizza $8.00$9.2413.4%
Beer $8.54$8.631.1%

Health Care

ItemPrimeraNational avg.Difference
Optometrist $75.00$99.7824.8%
Doctor $97.50$105.037.2%
Dentist $74.33$88.7016.2%
Ibuprofen $7.73$9.4117.9%
Lipitor $316.88$298.506.2%

Housing

ItemPrimeraNational avg.Difference
Home Price $85,200.00$175,700.0051.5%
Avg. Mortgage Payment $765.98$1,081.0329.1%
Apartment Rent $748.00$920.0018.7%

Transportation

ItemPrimeraNational avg.Difference
Gasoline $1.89$2.099.4%
Tire Balancing $36.00$45.2920.5%

Utilities

ItemPrimeraNational avg.Difference
All Electricity$178.26$170.804.4%
Phone $30.00$28.266.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Grand Acres, TX083-17%
El Camino Angosto, TX13583-17%
Rangerville, TX31583-17%
Villa del Sol, TX4683-17%
Ratamosa, TX23183-17%
Primera, TX4,13876-24%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Bonsall, CA4,13816161%
Medford Lakes, NJ4,13813535%
Prairie du Sac, WI4,1371044%
Metter, GA4,13782-18%
Eldorado, IL4,13977-23%
Primera, TX4,13876-24%
Source: The Primera, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.