Port Lavaca cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPort LavacaTexasNational
Cost of living index7990100
IndexPort LavacaTexasNational
Goods & Services index9094100
Groceries index8589100
Health care index10195100
Housing index5681100
Transportation index9193100
Utilities index8395100
A general overview of the cost of living index for Port Lavaca, TX is displayed above. In Port Lavaca, TX, the overall cost of living index is 79, which is 12% lower than the Texas average and 21% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Port Lavaca, TX, the city's goods and services are 5% lower than the Texas average and 10% lower than the U.S. average.

Did you know?

  • The cost of living in Port Lavaca is 12% lower than the Texas average.
  • The cost of living in Port Lavaca is 21% lower than the national average.
  • The cost of housing in Port Lavaca is 44% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Port Lavaca, TX Cost of living To Other Cities

Salary Calculator

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Groceries index
Health care index
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The salary calculator allows you to compare how much your current salary in Port Lavaca, TX would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Port Lavaca, TX, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Port Lavaca, TX salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$51,848$4,321$1,210$1,556
Renters$31,205$2,600$728$936
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Port Lavaca, TX as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Port Lavaca, TX homeowners, is $51,848. This would allow for a maximum of $1,210 per month to be spent on housing costs. For renters, the median monthly income is $31,205 which would result in a maximum of $728 to be spent on rental costs.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
When considering the overall cost of living expenses in Port Lavaca, TX, it's important to take into account the sales tax for Texas, as well as the rate for income tax in Texas. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Texas is 8.25%, and the sales tax in the state of Texas is 6.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Texas starts from 0% and goes up to 0%.

Goods & Services

ItemPort LavacaNational avg.Difference
Haircut $15.33$15.561.5%
Beauty Salon $31.67$36.1112.3%
Toothpaste $1.87$2.4724.5%
Shampoo $0.78$0.9619.2%
Movie $8.01$10.1320.9%
Bowling $3.57$4.7424.5%

Groceries

ItemPort LavacaNational avg.Difference
Ground Beef $3.99$3.980.1%
Fried Chicken $0.91$1.4135.3%
Milk $1.67$2.0619.1%
Potatoes $2.51$2.9815.9%
Pizza $7.99$9.4715.7%
Beer $8.82$8.790.3%

Health Care

ItemPort LavacaNational avg.Difference
Optometrist $92.77$101.048.2%
Doctor $107.07$107.440.3%
Dentist $94.11$90.424.1%
Ibuprofen $8.20$9.2811.7%
Lipitor $444.78$426.504.3%

Housing

ItemPort LavacaNational avg.Difference
Home Price $80,600.00$175,700.0054.1%
Avg. Mortgage Payment $930.97$1,133.2317.8%
Apartment Rent $736.00$920.0020.0%

Transportation

ItemPort LavacaNational avg.Difference
Gasoline $1.75$1.9912.2%
Tire Balancing $45.58$45.760.4%

Utilities

ItemPort LavacaNational avg.Difference
All Electricity$151.04$163.817.8%
Phone $20.00$28.3929.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Vanderbilt, TX36671-29%
Placedo, TX81679-21%
Lolita, TX48077-23%
Point Comfort, TX62078-22%
Seadrift, TX1,67783-17%
Port Lavaca, TX12,28979-21%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Newington Forest, VA12,28314141%
Lake Tapps, WA12,30613333%
North Palm Beach, FL12,27211010%
South Daytona, FL12,26590-10%
New Providence, NJ12,31415959%
Port Lavaca, TX12,28979-21%
Source: The Port Lavaca, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.