Poolesville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index141115100
Goods & Services index9291100
Groceries index113112100
Health care index8688100
Housing index237154100
Transportation index108108100
Utilities index10199100
A general summary of the cost of living index in Poolesville, MD is shown above. Compared to the state average of Maryland the cost of living index in Poolesville, MD is 141, which is 22% higher than the average in Maryland and compared to the national average it is 41% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Poolesville, MD goods and services come in at 1% higher than the average in Maryland and are 8% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Poolesville is 22% higher than the Maryland average.
  • The cost of living in Poolesville is 41% higher than the national average.
  • The cost of housing in Poolesville is 137% higher than the national average.
  • Maryland general sales tax is 18% higher than the national average.
  • Maryland state income tax is 10% lower than the national average.

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Compare Poolesville, MD Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Poolesville, MD would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Poolesville, MD, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Poolesville, MD salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Poolesville, MD, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Poolesville, MD has a median income of about $167,786 for people who own homes. Based on that number, a person should spend a maximum of $3,915 on expenses related to housing. Renters have a slightly different median income, which is $39,565. Based on this average, renters should spend no more than $923 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Maryland Sales Tax

StateGeneral Sales TaxWith Max Surtax

Maryland Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Poolesville, MD, it's important to take into account the sales tax for Maryland, as well as the rate for income tax in Maryland. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Maryland is 6%, and the sales tax in the state of Maryland is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Maryland starts from 2% and goes up to 5.75%.

Goods & Services

ItemPoolesvilleNational avg.Difference
Haircut $15.75$14.597.9%
Beauty Salon $47.00$34.6835.5%
Toothpaste $2.18$2.4711.9%
Shampoo $0.99$1.023.1%
Movie $11.94$9.8721.0%
Bowling $5.30$4.3920.7%


ItemPoolesvilleNational avg.Difference
Ground Beef $2.99$4.4833.2%
Fried Chicken $1.59$1.468.6%
Milk $2.65$2.3612.4%
Potatoes $3.69$3.0620.5%
Pizza $8.00$9.2413.4%
Beer $8.59$8.630.5%

Health Care

ItemPoolesvilleNational avg.Difference
Optometrist $71.67$99.7828.2%
Doctor $64.00$105.0339.1%
Dentist $81.75$88.707.8%
Ibuprofen $10.83$9.4115.1%
Lipitor $293.64$298.501.6%


ItemPoolesvilleNational avg.Difference
Home Price $456,400.00$175,700.00159.8%
Avg. Mortgage Payment $2,313.93$1,081.03114.0%
Apartment Rent $1,706.00$920.0085.4%


ItemPoolesvilleNational avg.Difference
Gasoline $2.28$2.099.0%
Tire Balancing $48.00$45.296.0%


ItemPoolesvilleNational avg.Difference
All Electricity$178.68$170.804.6%
Phone $26.86$28.264.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Brunswick, MD6,0061044%
Garretts Mill, MD3911066%
Montgomery Village, MD33,02711515%
Rosemont, MD34112121%
Oak Grove, VA1,62512222%
Poolesville, MD5,04214141%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Wapato, WA5,04386-14%
Cold Spring Harbor, NY5,041200100%
McGregor, TX5,04182-18%
Flora, IL5,04581-19%
Salem, NJ5,04596-4%
Poolesville, MD5,04214141%
Source: The Poolesville, MD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.