Bangor cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBangorPennsylvaniaNational
Cost of living index105102100
IndexBangorPennsylvaniaNational
Goods & Services index112103100
Groceries index110105100
Health care index11397100
Housing index9493100
Transportation index111112100
Utilities index97112100
A general overview of the cost of living index for Bangor, PA is displayed above. In Bangor, PA, the overall cost of living index is 105, which is 3% higher than the Pennsylvania average and 5% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Bangor, PA, the city's goods and services are 8% higher than the Pennsylvania average and 12% higher than the U.S. average.

Did you know?

  • The cost of living in Bangor is 3% higher than the Pennsylvania average.
  • The cost of living in Bangor is 5% higher than the national average.
  • The cost of housing in Bangor is 6% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Salary Calculator

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Use the salary calculator to compare your current income in Bangor, PA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Bangor, PA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Bangor, PA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$57,576$4,798$1,343$1,727
Renters$22,069$1,839$515$662
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Bangor, PA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Bangor, PA has a median income of about $57,576 for people who own homes. Based on that number, a person should spend a maximum of $1,343 on expenses related to housing. Renters have a slightly different median income, which is $22,069. Based on this average, renters should spend no more than $515 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
When you are determining the total cost of living in Bangor, PA you will want to make sure you consider both the Pennsylvania sales tax and the Pennsylvania income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Pennsylvania is 6%, with the highest surtax being 8%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Pennsylvania have a range from 3.07% to 3.07%.

Goods & Services

ItemBangorNational avg.Difference
Haircut $18.00$14.5923.3%
Beauty Salon $32.75$34.685.6%
Toothpaste $1.99$2.4719.5%
Shampoo $1.08$1.025.7%
Movie $11.70$9.8718.6%
Bowling $4.72$4.397.5%

Groceries

ItemBangorNational avg.Difference
Ground Beef $4.44$4.480.8%
Fried Chicken $1.97$1.4634.6%
Milk $2.57$2.369.1%
Potatoes $3.39$3.0610.7%
Pizza $8.00$9.2413.4%
Beer $8.79$8.631.8%

Health Care

ItemBangorNational avg.Difference
Optometrist $102.25$99.782.5%
Doctor $86.25$105.0317.9%
Dentist $119.50$88.7034.7%
Ibuprofen $10.32$9.419.6%
Lipitor $351.24$298.5017.7%

Housing

ItemBangorNational avg.Difference
Home Price $153,000.00$175,700.0012.9%
Avg. Mortgage Payment $1,607.16$1,081.0348.7%
Apartment Rent $1,005.00$920.009.2%

Transportation

ItemBangorNational avg.Difference
Gasoline $2.17$2.093.7%
Tire Balancing $58.80$45.2929.8%

Utilities

ItemBangorNational avg.Difference
All Electricity$155.83$170.808.8%
Phone $29.75$28.265.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bridgeville, NJ991099%
Delaware, NJ861099%
Saylorsburg, PA616100-0%
Pen Argyl, PA3,5761000%
Easton, PA26,9771011%
Bangor, PA5,2561055%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Wildwood, NJ5,25511111%
San Leon, TX5,25588-12%
Whitmore Village, HI5,25417171%
Glenwood, IA5,25388-12%
Williamsburg, KY5,26078-22%
Bangor, PA5,2561055%
Source: The Bangor, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.