North Plainfield cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexNorth PlainfieldNew JerseyNational
Cost of living index120127100
IndexNorth PlainfieldNew JerseyNational
Goods & Services index113114100
Groceries index102104100
Health care index102100100
Housing index147166100
Transportation index106107100
Utilities index109110100
The above illustration supplies generalized information for the North Plainfield, NJ cost of living index. Compared to other cities in New Jersey and cities across the country, the cost of living index in North Plainfield, NJ is 120, which is 5% lower than the New Jersey average and 20% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in North Plainfield, NJ are 1% lower than the average for New Jersey and 13% higher than the rest of the country.

Did you know?

  • The cost of living in North Plainfield is 5% lower than the New Jersey average.
  • The cost of living in North Plainfield is 20% higher than the national average.
  • The cost of housing in North Plainfield is 47% higher than the national average.
  • New Jersey general sales tax is 37% higher than the national average.
  • New Jersey state income tax is 37% lower than the national average.

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Salary Calculator

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Health care index
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The salary calculator is meant to help you compare your salary in North Plainfield, NJ to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in North Plainfield, NJ, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the North Plainfield, NJ salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$88,690$7,391$2,069$2,661
Renters$44,560$3,713$1,040$1,337
One can approximate the cost of living and the housing affordability in North Plainfield, NJ by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in North Plainfield, NJ have a median income of $88,690. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,069 per month to avoid calamity and poverty. The renters in the city have an income of about $44,560, which would make their monthly maximum allowable rental costs $1,040.

New Jersey Sales Tax

StateGeneral Sales TaxWith Max Surtax
New Jersey7%7%

New Jersey Income Tax

StateIncome Tax (Low)Income Tax (High)
New Jersey1.4%8.97%
For those who live in North Plainfield, NJ and want to know what the true cost of living is, they ought to look at both the New Jersey income tax rate and the New Jersey sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In New Jersey, the sales tax is 7%, while the most you'll pay in surtax is 7%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in New Jersey, the income tax rate ranges between 1.4% to 8.97%.

Goods & Services

ItemNorth PlainfieldNational avg.Difference
Haircut $19.80$15.5627.2%
Beauty Salon $31.53$36.1112.7%
Toothpaste $2.04$2.4717.4%
Shampoo $0.96$0.960.9%
Movie $12.25$10.1321.0%
Bowling $4.44$4.746.3%

Groceries

ItemNorth PlainfieldNational avg.Difference
Ground Beef $3.72$3.986.7%
Fried Chicken $1.42$1.411.2%
Milk $2.35$2.0613.9%
Potatoes $2.76$2.987.6%
Pizza $8.16$9.4713.8%
Beer $9.12$8.793.7%

Health Care

ItemNorth PlainfieldNational avg.Difference
Optometrist $104.60$101.043.5%
Doctor $88.87$107.4417.3%
Dentist $110.17$90.4221.8%
Ibuprofen $8.59$9.287.4%
Lipitor $389.54$426.508.7%

Housing

ItemNorth PlainfieldNational avg.Difference
Home Price $272,700.00$175,700.0055.2%
Avg. Mortgage Payment $1,533.70$1,133.2335.3%
Apartment Rent $1,188.00$920.0029.1%

Transportation

ItemNorth PlainfieldNational avg.Difference
Gasoline $1.92$1.993.6%
Tire Balancing $59.07$45.7629.1%

Utilities

ItemNorth PlainfieldNational avg.Difference
All Electricity$168.73$163.813.0%
Phone $33.50$28.3918.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Zarephath, NJ01099%
East Orange, NJ64,53811313%
Newark, NJ278,75011515%
Roselle, NJ21,34811515%
Perth Amboy, NJ51,72711717%
North Plainfield, NJ22,05612020%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
South Euclid, OH22,05295-5%
Charleston, IL22,06584-16%
Forest Grove, OR22,07011212%
Lennox, CA22,03912525%
Villa Park, IL22,07311414%
North Plainfield, NJ22,05612020%
Source: The North Plainfield, NJ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.