Portsmouth cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPortsmouthNew HampshireNational
Cost of living index132119100
IndexPortsmouthNew HampshireNational
Goods & Services index117117100
Groceries index103103100
Health care index116116100
Housing index171127100
Transportation index106106100
Utilities index137137100
Displayed above is a general overview of the Portsmouth, NH cost of living index. The overall cost of living index in Portsmouth, NH is 132, which is 11% higher than the New Hampshire average and 32% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Portsmouth, NH are equal to the New Hampshire average and 17% higher than the national average.

Did you know?

  • The cost of living in Portsmouth is 11% higher than the New Hampshire average.
  • The cost of living in Portsmouth is 32% higher than the national average.
  • The cost of housing in Portsmouth is 71% higher than the national average.
  • New Hampshire general sales tax is 100% lower than the national average.
  • New Hampshire state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Portsmouth, NH to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Portsmouth, NH, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Portsmouth, NH salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Portsmouth, NH, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Portsmouth, NH homeowners have a median income of $94,412. Using that number, you will come up with a maximum of $2,203 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $48,800, which means there is a maximum of $1,139 to be spent on the costs of renting a home or apartment.

New Hampshire Sales Tax

StateGeneral Sales TaxWith Max Surtax
New Hampshire0%0%

New Hampshire Income Tax

StateIncome Tax (Low)Income Tax (High)
New Hampshire0%0%
When assessing the complete cost of living in Portsmouth, NH, the New Hampshire income tax and the New Hampshire sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The New Hampshire maximum surtax is 0%, and the New Hampshire sales tax is 0%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0% to 0% in New Hampshire.

Goods & Services

ItemPortsmouthNational avg.Difference
Haircut $16.88$14.5915.7%
Beauty Salon $41.47$34.6819.6%
Toothpaste $2.32$2.476.2%
Shampoo $1.00$1.022.2%
Movie $10.20$9.873.4%
Bowling $4.62$4.395.2%


ItemPortsmouthNational avg.Difference
Ground Beef $3.76$4.4816.0%
Fried Chicken $1.56$1.466.6%
Milk $2.21$2.366.2%
Potatoes $2.98$3.062.7%
Pizza $8.68$9.246.1%
Beer $9.07$8.635.1%

Health Care

ItemPortsmouthNational avg.Difference
Optometrist $100.39$99.780.6%
Doctor $149.18$105.0342.0%
Dentist $104.81$88.7018.2%
Ibuprofen $9.68$9.412.8%
Lipitor $277.44$298.507.1%


ItemPortsmouthNational avg.Difference
Home Price $336,600.00$175,700.0091.6%
Avg. Mortgage Payment $1,260.97$1,081.0316.6%
Apartment Rent $1,138.00$920.0023.7%


ItemPortsmouthNational avg.Difference
Gasoline $2.28$2.099.0%
Tire Balancing $44.74$45.291.2%


ItemPortsmouthNational avg.Difference
All Electricity$243.35$170.8042.5%
Phone $36.25$28.2628.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Berwick, ME2,04811212%
Somersworth, NH11,76511515%
Newmarket, NH5,58911717%
Dover, NH30,33211919%
Exeter, NH9,30312020%
Portsmouth, NH21,36613232%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Albertville, AL21,36390-10%
Affton, MO21,35894-6%
Chester, VA21,3551033%
Roselle, NJ21,34811414%
South Lake Tahoe, CA21,39413636%
Portsmouth, NH21,36613232%
Source: The Portsmouth, NH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.