Nesconset cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexNesconsetNew YorkNational
Cost of living index155122100
IndexNesconsetNew YorkNational
Goods & Services index126112100
Groceries index122103100
Health care index115104100
Housing index232149100
Transportation index100122100
Utilities index132102100
A general summary of the cost of living index in Nesconset, NY is shown above. Compared to the state average of New York the cost of living index in Nesconset, NY is 155, which is 27% higher than the average in New York and compared to the national average it is 55% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Nesconset, NY goods and services come in at 12% higher than the average in New York and are 26% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Nesconset is 27% higher than the New York average.
  • The cost of living in Nesconset is 55% higher than the national average.
  • The cost of housing in Nesconset is 132% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Salary Calculator

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Use the salary calculator to compare your current income in Nesconset, NY to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Nesconset, NY, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Nesconset, NY salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Nesconset, NY as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Nesconset, NY homeowners, the median income is $121,306. This indicates that a monthly maximum of $2,830 should be spent by homeowners on all housing related costs. Renters have a median income of $63,882. This indicates that renters should have a maximum of $1,490 used for their rent related monthly costs.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When considering the overall cost of living expenses in Nesconset, NY, it's important to take into account the sales tax for New York, as well as the rate for income tax in New York. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for New York is 8.875%, and the sales tax in the state of New York is 4%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in New York starts from 4% and goes up to 8.82%.

Goods & Services

ItemNesconsetNational avg.Difference
Haircut $20.00$14.5937.0%
Beauty Salon $67.50$34.6894.6%
Toothpaste $4.04$2.4763.3%
Shampoo $0.88$1.0213.9%
Movie $14.75$9.8749.5%
Bowling $7.94$4.3980.8%


ItemNesconsetNational avg.Difference
Ground Beef $3.99$4.4810.9%
Fried Chicken $1.04$1.4629.0%
Milk $2.26$2.364.1%
Potatoes $3.92$3.0628.0%
Pizza $10.00$9.248.2%
Beer $9.82$8.6313.8%

Health Care

ItemNesconsetNational avg.Difference
Optometrist $111.67$99.7811.9%
Doctor $123.75$105.0317.8%
Dentist $110.00$88.7024.0%
Ibuprofen $10.33$9.419.8%
Lipitor $299.00$298.500.2%


ItemNesconsetNational avg.Difference
Home Price $469,700.00$175,700.00167.3%
Avg. Mortgage Payment $2,127.00$1,081.0396.8%
Apartment Rent $1,375.00$920.0049.5%


ItemNesconsetNational avg.Difference
Gasoline $2.06$2.091.5%
Tire Balancing $47.99$45.296.0%


ItemNesconsetNational avg.Difference
All Electricity$262.56$170.8053.7%
Phone $29.01$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Ridge, NY12,92112828%
Central Islip, NY36,23313131%
Brentwood, NY59,43613131%
Gordon Heights, NY3,91813131%
Baywood, NY7,68113232%
Nesconset, NY14,08015555%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Willowick, OH14,08494-6%
Red Bluff, CA14,06911313%
Harper Woods, MI14,05885-15%
Hazel Crest, IL14,10299-1%
Fort Drum, NY14,0571066%
Nesconset, NY14,08015555%
Source: The Nesconset, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.