Carpinteria cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCarpinteriaCaliforniaNational
Cost of living index156135100
IndexCarpinteriaCaliforniaNational
Goods & Services index100107100
Groceries index106117100
Health care index102109100
Housing index272189100
Transportation index115125100
Utilities index119116100
A general summary of the cost of living index in Carpinteria, CA is shown above. Compared to the state average of California the cost of living index in Carpinteria, CA is 156, which is 15% higher than the average in California and compared to the national average it is 56% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Carpinteria, CA goods and services come in at 7% lower than the average in California and are equal to compared to the nationwide average.

Did you know?

  • The cost of living in Carpinteria is 15% higher than the California average.
  • The cost of living in Carpinteria is 56% higher than the national average.
  • The cost of housing in Carpinteria is 172% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Carpinteria, CA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Carpinteria, CA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Carpinteria, CA, then you would need to earn more income in order to maintain the same standard of living. To use the Carpinteria, CA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$88,551$7,379$2,066$2,657
Renters$53,014$4,418$1,237$1,591
The affordability of the housing market in Carpinteria, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Carpinteria, CA homeowners, the median income is $88,551. This indicates that a monthly maximum of $2,066 should be spent by homeowners on all housing related costs. Renters have a median income of $53,014. This indicates that renters should have a maximum of $1,237 used for their rent related monthly costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When considering the overall cost of living expenses in Carpinteria, CA, it's important to take into account the sales tax for California, as well as the rate for income tax in California. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for California is 10%, and the sales tax in the state of California is 7.5%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in California starts from 1% and goes up to 12.3%.

Goods & Services

ItemCarpinteriaNational avg.Difference
Haircut $12.00$14.5917.8%
Beauty Salon $46.67$34.6834.6%
Toothpaste $2.67$2.478.0%
Shampoo $1.09$1.026.7%
Movie $8.83$9.8710.5%
Bowling $4.50$4.392.5%

Groceries

ItemCarpinteriaNational avg.Difference
Ground Beef $4.62$4.483.2%
Fried Chicken $1.39$1.465.1%
Milk $2.25$2.364.5%
Potatoes $3.49$3.0614.0%
Pizza $8.99$9.242.7%
Beer $8.65$8.630.2%

Health Care

ItemCarpinteriaNational avg.Difference
Optometrist $94.50$99.785.3%
Doctor $102.67$105.032.3%
Dentist $97.00$88.709.4%
Ibuprofen $11.98$9.4127.3%
Lipitor $258.91$298.5013.3%

Housing

ItemCarpinteriaNational avg.Difference
Home Price $563,400.00$175,700.00220.7%
Avg. Mortgage Payment $1,207.72$1,081.0311.7%
Apartment Rent $1,452.00$920.0057.8%

Transportation

ItemCarpinteriaNational avg.Difference
Gasoline $2.51$2.0920.0%
Tire Balancing $46.33$45.292.3%

Utilities

ItemCarpinteriaNational avg.Difference
All Electricity$246.03$170.8044.0%
Phone $23.95$28.2615.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Meiners Oaks, CA3,63413434%
Oak View, CA4,34713636%
San Buenaventura (Ventura), CA108,44914141%
Mira Monte, CA7,30614343%
Ojai, CA7,55816060%
Carpinteria, CA13,32315656%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Canton, MS13,32183-17%
World Golf Village, FL13,32611414%
New Ulm, MN13,32890-10%
Kettering, MD13,33112020%
Grover Beach, CA13,33713232%
Carpinteria, CA13,32315656%
Source: The Carpinteria, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.