Mountain Brook cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexMountain BrookAlabamaNational
Cost of living index14489100
IndexMountain BrookAlabamaNational
Goods & Services index9998100
Groceries index10298100
Health care index8185100
Housing index25773100
Transportation index8992100
Utilities index9399100
A general overview of the cost of living index for Mountain Brook, AL is displayed above. In Mountain Brook, AL, the overall cost of living index is 144, which is 62% higher than the Alabama average and 44% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Mountain Brook, AL, the city's goods and services are 1% higher than the Alabama average and 1% lower than the U.S. average.

Did you know?

  • The cost of living in Mountain Brook is 62% higher than the Alabama average.
  • The cost of living in Mountain Brook is 44% higher than the national average.
  • The cost of housing in Mountain Brook is 157% higher than the national average.
  • Alabama general sales tax is 21% lower than the national average.
  • Alabama state income tax is 10% lower than the national average.

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Compare Mountain Brook, AL Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Mountain Brook, AL would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Mountain Brook, AL, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Mountain Brook, AL salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Mountain Brook, AL, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Mountain Brook, AL homeowners have a median income of $144,044. Using that number, you will come up with a maximum of $3,361 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $70,719, which means there is a maximum of $1,650 to be spent on the costs of renting a home or apartment.

Alabama Sales Tax

StateGeneral Sales TaxWith Max Surtax

Alabama Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in Mountain Brook, AL and want to know what the true cost of living is, they ought to look at both the Alabama income tax rate and the Alabama sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Alabama, the sales tax is 4%, while the most you'll pay in surtax is 10%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Alabama, the income tax rate ranges between 2% to 5%.

Goods & Services

ItemMountain BrookNational avg.Difference
Haircut $14.50$14.590.6%
Beauty Salon $29.50$34.6814.9%
Toothpaste $2.49$2.470.7%
Shampoo $0.92$1.0210.0%
Movie $10.06$9.871.9%
Bowling $4.65$4.395.9%


ItemMountain BrookNational avg.Difference
Ground Beef $4.47$4.480.2%
Fried Chicken $1.34$1.468.5%
Milk $2.29$2.362.8%
Potatoes $4.38$3.0643.1%
Pizza $10.00$9.248.2%
Beer $7.93$8.638.1%

Health Care

ItemMountain BrookNational avg.Difference
Optometrist $109.33$99.789.6%
Doctor $86.00$105.0318.1%
Dentist $65.67$88.7026.0%
Ibuprofen $7.69$9.4118.3%
Lipitor $247.00$298.5017.3%


ItemMountain BrookNational avg.Difference
Home Price $558,900.00$175,700.00218.1%
Avg. Mortgage Payment $846.13$1,081.0321.7%
Apartment Rent $1,060.00$920.0015.2%


ItemMountain BrookNational avg.Difference
Gasoline $1.90$2.098.9%
Tire Balancing $37.90$45.2916.3%


ItemMountain BrookNational avg.Difference
All Electricity$166.92$170.802.3%
Phone $24.33$28.2613.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Cardiff, AL2175-25%
Mount Olive, AL35876-24%
McDonald Chapel, AL51478-22%
Lipscomb, AL2,33180-20%
Mulga, AL95280-20%
Mountain Brook, AL20,48414444%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
North Bellmore, NY20,48316666%
Parma Heights, OH20,49094-6%
La Cañada Flintridge, CA20,477215115%
Socastee, SC20,49697-3%
Camas, WA20,45812626%
Mountain Brook, AL20,48414444%
Source: The Mountain Brook, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.