Moberly cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8691100
Goods & Services index10095100
Groceries index9897100
Health care index10197100
Housing index5579100
Transportation index9293100
Utilities index105104100
A general overview of the cost of living index for Moberly, MO is displayed above. In Moberly, MO, the overall cost of living index is 86, which is 6% lower than the Missouri average and 14% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Moberly, MO, the city's goods and services are 5% higher than the Missouri average and equal to the U.S. average.

Did you know?

  • The cost of living in Moberly is 6% lower than the Missouri average.
  • The cost of living in Moberly is 14% lower than the national average.
  • The cost of housing in Moberly is 45% lower than the national average.
  • Missouri general sales tax is 17% lower than the national average.
  • Missouri state income tax is 33% lower than the national average.

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Salary Calculator

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Health care index
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Use the salary calculator to compare your current salary in Moberly, MO to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Moberly, MO, then you would need to earn more income in order to maintain the same standard of living. To use the Moberly, MO salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Moberly, MO by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Moberly, MO have a median income of $44,683. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,043 per month to avoid calamity and poverty. The renters in the city have an income of about $21,456, which would make their monthly maximum allowable rental costs $501.

Missouri Sales Tax

StateGeneral Sales TaxWith Max Surtax

Missouri Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Moberly, MO, it's important to take into account the sales tax for Missouri, as well as the rate for income tax in Missouri. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Missouri is 9.35%, and the sales tax in the state of Missouri is 4.225%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Missouri starts from 1.5% and goes up to 6%.

Goods & Services

ItemMoberlyNational avg.Difference
Haircut $14.53$15.566.6%
Beauty Salon $40.48$36.1112.1%
Toothpaste $2.84$2.4714.7%
Shampoo $1.24$0.9628.8%
Movie $9.92$10.132.0%
Bowling $5.13$4.748.3%


ItemMoberlyNational avg.Difference
Ground Beef $3.68$3.987.6%
Fried Chicken $1.48$1.415.2%
Milk $2.15$2.064.2%
Potatoes $2.90$2.982.9%
Pizza $8.22$9.4713.3%
Beer $8.57$8.792.5%

Health Care

ItemMoberlyNational avg.Difference
Optometrist $82.46$101.0418.4%
Doctor $116.17$107.448.1%
Dentist $88.31$90.422.3%
Ibuprofen $9.54$9.282.8%
Lipitor $445.29$426.504.4%


ItemMoberlyNational avg.Difference
Home Price $84,300.00$175,700.0052.0%
Avg. Mortgage Payment $1,000.93$1,133.2311.7%
Apartment Rent $658.00$920.0028.5%


ItemMoberlyNational avg.Difference
Gasoline $1.86$1.996.6%
Tire Balancing $40.87$45.7610.7%


ItemMoberlyNational avg.Difference
All Electricity$161.00$163.811.7%
Phone $32.49$28.3914.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Excello, MO10599-1%
Clifton Hill, MO8973-27%
Higbee, MO57276-24%
Armstrong, MO31879-21%
Jacksonville, MO16781-19%
Moberly, MO13,89886-14%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Chesterton, IN13,8941055%
Bradley Gardens, NJ13,90214242%
Hewitt, TX13,90592-8%
Chaparral, NM13,90582-18%
Oneonta, NY13,90698-2%
Moberly, MO13,89886-14%
Source: The Moberly, MO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.