Midlothian cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexMidlothianTexasNational
Cost of living index10391100
IndexMidlothianTexasNational
Goods & Services index11497100
Groceries index10790100
Health care index10496100
Housing index9481100
Transportation index9095100
Utilities index10494100
Displayed above is a general overview of the Midlothian, TX cost of living index. The overall cost of living index in Midlothian, TX is 103, which is 14% higher than the Texas average and 3% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Midlothian, TX are 17% higher than the Texas average and 14% higher than the national average.

Did you know?

  • The cost of living in Midlothian is 14% higher than the Texas average.
  • The cost of living in Midlothian is 3% higher than the national average.
  • The cost of housing in Midlothian is 6% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Midlothian, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Midlothian, TX to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Midlothian, TX, you have to earn a higher income in order to still have the same standard of living. To operate the Midlothian, TX salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$82,976$6,915$1,936$2,490
Renters$44,844$3,737$1,046$1,345
If you want to find a good determining factor for the cost of living and the general affordability of housing in Midlothian, TX, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Midlothian, TX, the median monthly income is $82,976 for those who own their own homes. Under the standard rule, that income level would allow for $1,936 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $44,844, per the median income in the area. That would allow for renters to spend up to $1,046 on monthly rental expenses.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
When considering the overall cost of living expenses in Midlothian, TX, it's important to take into account the sales tax for Texas, as well as the rate for income tax in Texas. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Texas is 8.25%, and the sales tax in the state of Texas is 6.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Texas starts from 0% and goes up to 0%.

Goods & Services

ItemMidlothianNational avg.Difference
Haircut $21.33$14.5946.2%
Beauty Salon $41.25$34.6818.9%
Toothpaste $3.28$2.4732.6%
Shampoo $1.57$1.0253.6%
Movie $10.65$9.877.9%
Bowling $5.51$4.3925.5%

Groceries

ItemMidlothianNational avg.Difference
Ground Beef $4.85$4.488.3%
Fried Chicken $1.47$1.460.4%
Milk $1.99$2.3615.6%
Potatoes $2.95$3.063.6%
Pizza $10.19$9.2410.2%
Beer $9.74$8.6312.8%

Health Care

ItemMidlothianNational avg.Difference
Optometrist $112.00$99.7812.2%
Doctor $101.25$105.033.6%
Dentist $96.00$88.708.2%
Ibuprofen $10.95$9.4116.3%
Lipitor $303.46$298.501.7%

Housing

ItemMidlothianNational avg.Difference
Home Price $150,200.00$175,700.0014.5%
Avg. Mortgage Payment $723.28$1,081.0333.1%
Apartment Rent $1,041.00$920.0013.2%

Transportation

ItemMidlothianNational avg.Difference
Gasoline $1.80$2.0913.9%
Tire Balancing $45.12$45.290.4%

Utilities

ItemMidlothianNational avg.Difference
All Electricity$181.49$170.806.3%
Phone $28.15$28.260.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Venus, TX3,11090-10%
Alvarado, TX3,83291-9%
Maypearl, TX72993-7%
Grandview, TX1,46391-9%
Lancaster, TX37,73196-4%
Midlothian, TX19,5901033%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Hazel Dell, WA19,59011414%
Wade Hampton, SC19,586100-0%
Camp Springs, MD19,60011919%
Raymore, MO19,57699-1%
Columbia Heights, MN19,6051011%
Midlothian, TX19,5901033%
Source: The Midlothian, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.