Lucerne Valley cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexLucerne ValleyCaliforniaNational
Cost of living index96135100
IndexLucerne ValleyCaliforniaNational
Goods & Services index104107100
Groceries index109117100
Health care index104109100
Housing index63189100
Transportation index127125100
Utilities index113116100
Displayed above is a general overview of the Lucerne Valley, CA cost of living index. The overall cost of living index in Lucerne Valley, CA is 96, which is 29% lower than the California average and 4% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Lucerne Valley, CA are 3% lower than the California average and 4% higher than the national average.

Did you know?

  • The cost of living in Lucerne Valley is 29% lower than the California average.
  • The cost of living in Lucerne Valley is 4% lower than the national average.
  • The cost of housing in Lucerne Valley is 37% lower than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Lucerne Valley, CA Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in Lucerne Valley, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Lucerne Valley, CA, you have to earn a higher income in order to still have the same standard of living. To operate the Lucerne Valley, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$43,009$3,584$1,003$1,290
Renters$17,577$1,465$410$527
The affordability of the housing market in Lucerne Valley, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Lucerne Valley, CA homeowners, the median income is $43,009. This indicates that a monthly maximum of $1,003 should be spent by homeowners on all housing related costs. Renters have a median income of $17,577. This indicates that renters should have a maximum of $410 used for their rent related monthly costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
The California sales tax and California income tax rates should definitely be considered when determining the overall cost of living in Lucerne Valley, CA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The California sales tax is 7.5% and the maximum surtax is 10%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemLucerne ValleyNational avg.Difference
Haircut $18.89$14.5929.4%
Beauty Salon $60.96$34.6875.8%
Toothpaste $2.59$2.474.7%
Shampoo $1.09$1.026.7%
Movie $12.50$9.8726.7%
Bowling $5.79$4.3931.8%

Groceries

ItemLucerne ValleyNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.74$1.4618.8%
Milk $2.69$2.3614.1%
Potatoes $3.32$3.068.4%
Pizza $9.00$9.242.6%
Beer $9.35$8.638.3%

Health Care

ItemLucerne ValleyNational avg.Difference
Optometrist $104.42$99.784.7%
Doctor $95.57$105.039.0%
Dentist $102.40$88.7015.4%
Ibuprofen $11.60$9.4123.2%
Lipitor $281.41$298.505.7%

Housing

ItemLucerne ValleyNational avg.Difference
Home Price $106,200.00$175,700.0039.6%
Avg. Mortgage Payment $2,759.31$1,081.03155.2%
Apartment Rent $648.00$920.0029.6%

Transportation

ItemLucerne ValleyNational avg.Difference
Gasoline $2.61$2.0924.8%
Tire Balancing $60.00$45.2932.5%

Utilities

ItemLucerne ValleyNational avg.Difference
All Electricity$186.13$170.809.0%
Phone $33.30$28.2617.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Apple Valley, CA70,5611066%
Big Bear City, CA12,56311010%
Lake Arrowhead, CA11,25512323%
Big Bear Lake, CA5,10412828%
Lucerne Valley, CA5,76796-4%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lake Mills, WI5,76899-1%
Holdenville, OK5,76873-27%
Comstock Northwest, MI5,76987-13%
Norwood, NJ5,76917979%
Belding, MI5,76484-16%
Lucerne Valley, CA5,76796-4%
Source: The Lucerne Valley, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.