Big Bear Lake cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBig Bear LakeCaliforniaNational
Cost of living index130137100
IndexBig Bear LakeCaliforniaNational
Goods & Services index107109100
Groceries index113118100
Health care index107111100
Housing index172189100
Transportation index138130100
Utilities index103112100
The above illustration supplies generalized information for the Big Bear Lake, CA cost of living index. Compared to other cities in California and cities across the country, the cost of living index in Big Bear Lake, CA is 130, which is 5% lower than the California average and 30% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Big Bear Lake, CA are 2% lower than the average for California and 7% higher than the rest of the country.

Did you know?

  • The cost of living in Big Bear Lake is 5% lower than the California average.
  • The cost of living in Big Bear Lake is 30% higher than the national average.
  • The cost of housing in Big Bear Lake is 72% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Big Bear Lake, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Big Bear Lake, CA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Big Bear Lake, CA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Big Bear Lake, CA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$56,622$4,719$1,321$1,699
Renters$27,708$2,309$646$831
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Big Bear Lake, CA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Big Bear Lake, CA homeowners have a median income of $56,622. Using that number, you will come up with a maximum of $1,321 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $27,708, which means there is a maximum of $646 to be spent on the costs of renting a home or apartment.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
The California sales tax and California income tax rates should definitely be considered when determining the overall cost of living in Big Bear Lake, CA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The California sales tax is 7.5% and the maximum surtax is 10%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemBig Bear LakeNational avg.Difference
Haircut $18.80$15.5620.8%
Beauty Salon $61.40$36.1170.1%
Toothpaste $2.67$2.478.0%
Shampoo $1.20$0.9624.4%
Movie $13.02$10.1328.5%
Bowling $6.27$4.7432.4%

Groceries

ItemBig Bear LakeNational avg.Difference
Ground Beef $4.66$3.9816.9%
Fried Chicken $1.35$1.414.3%
Milk $1.98$2.064.1%
Potatoes $2.54$2.9814.7%
Pizza $10.99$9.4716.0%
Beer $10.36$8.7917.8%

Health Care

ItemBig Bear LakeNational avg.Difference
Optometrist $101.11$101.040.1%
Doctor $96.33$107.4410.3%
Dentist $106.10$90.4217.3%
Ibuprofen $11.77$9.2826.8%
Lipitor $433.14$426.501.6%

Housing

ItemBig Bear LakeNational avg.Difference
Home Price $353,600.00$175,700.00101.3%
Avg. Mortgage Payment $3,096.05$1,133.23173.2%
Apartment Rent $944.00$920.002.6%

Transportation

ItemBig Bear LakeNational avg.Difference
Gasoline $3.05$1.9953.1%
Tire Balancing $47.53$45.763.9%

Utilities

ItemBig Bear LakeNational avg.Difference
All Electricity$170.50$163.814.1%
Phone $29.19$28.392.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lucerne Valley, CA5,76797-3%
Big Bear City, CA12,56311212%
Mentone, CA9,38811414%
Yucaipa, CA52,40611515%
Running Springs, CA4,83311616%
Big Bear Lake, CA5,10413030%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Moab, UT5,1051011%
Savannah, MO5,10185-15%
Clarks Summit, PA5,1011000%
Alexandria, IN5,10082-18%
Oxford, PA5,1001088%
Big Bear Lake, CA5,10413030%
Source: The Big Bear Lake, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.