Lackland AFB cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexLackland AFBTexasNational
Cost of living index10890100
IndexLackland AFBTexasNational
Goods & Services index9494100
Groceries index8189100
Health care index9295100
Housing index15281100
Transportation index8893100
Utilities index8895100
Displayed above is a general overview of the Lackland AFB, TX cost of living index. The overall cost of living index in Lackland AFB, TX is 108, which is 21% higher than the Texas average and 8% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Lackland AFB, TX are 1% lower than the Texas average and 7% lower than the national average.

Did you know?

  • The cost of living in Lackland AFB is 21% higher than the Texas average.
  • The cost of living in Lackland AFB is 8% higher than the national average.
  • The cost of housing in Lackland AFB is 52% higher than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Lackland AFB, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Health care index
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The salary calculator is meant to help you compare your salary in Lackland AFB, TX to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Lackland AFB, TX, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Lackland AFB, TX salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$0$0$0$0
Renters$58,750$4,896$1,371$1,763
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Lackland AFB, TX, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Lackland AFB, TX has a median income of about $0 for people who own homes. Based on that number, a person should spend a maximum of $0 on expenses related to housing. Renters have a slightly different median income, which is $58,750. Based on this average, renters should spend no more than $1,371 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in Lackland AFB, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemLackland AFBNational avg.Difference
Haircut $15.20$15.562.4%
Beauty Salon $29.73$36.1117.7%
Toothpaste $2.83$2.4714.6%
Shampoo $0.75$0.9622.3%
Movie $10.02$10.131.1%
Bowling $6.46$4.7436.4%

Groceries

ItemLackland AFBNational avg.Difference
Ground Beef $3.09$3.9822.5%
Fried Chicken $1.28$1.419.3%
Milk $1.71$2.0617.3%
Potatoes $2.56$2.9814.2%
Pizza $9.76$9.473.0%
Beer $8.31$8.795.5%

Health Care

ItemLackland AFBNational avg.Difference
Optometrist $88.78$101.0412.1%
Doctor $99.78$107.447.1%
Dentist $79.08$90.4212.5%
Ibuprofen $7.97$9.2814.1%
Lipitor $430.52$426.500.9%

Housing

ItemLackland AFBNational avg.Difference
Home Price $0.00$175,700.00100.0%
Avg. Mortgage Payment $808.44$1,133.2328.7%
Apartment Rent $1,398.00$920.0052.0%

Transportation

ItemLackland AFBNational avg.Difference
Gasoline $1.84$1.997.4%
Tire Balancing $36.22$45.7620.8%

Utilities

ItemLackland AFBNational avg.Difference
All Electricity$131.56$163.8119.7%
Phone $28.00$28.391.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Macdona, TX35375-25%
Von Ormy, TX1,03176-24%
Natalia, TX1,38376-24%
LaCoste, TX1,13577-23%
Lytle, TX3,02579-21%
Lackland AFB, TX7,9261088%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Irondale, GA7,92789-11%
Mahtomedi, MN7,92311818%
Manhasset, NY7,929216116%
Downingtown, PA7,92111111%
St. Johns, MI7,93388-12%
Lackland AFB, TX7,9261088%
Source: The Lackland AFB, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.