Keyser cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexKeyserWest VirginiaNational
Cost of living index8691100
IndexKeyserWest VirginiaNational
Goods & Services index108111100
Groceries index10095100
Health care index9996100
Housing index5060100
Transportation index94107100
Utilities index9493100
A general overview of the cost of living index for Keyser, WV is displayed above. In Keyser, WV, the overall cost of living index is 86, which is 5% lower than the West Virginia average and 14% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Keyser, WV, the city's goods and services are 3% lower than the West Virginia average and 8% higher than the U.S. average.

Did you know?

  • The cost of living in Keyser is 5% lower than the West Virginia average.
  • The cost of living in Keyser is 14% lower than the national average.
  • The cost of housing in Keyser is 50% lower than the national average.
  • West Virginia general sales tax is 18% higher than the national average.
  • West Virginia state income tax is 35% higher than the national average.

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Salary Calculator

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Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Keyser, WV would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Keyser, WV, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Keyser, WV salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Keyser, WV by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Keyser, WV have a median income of $36,131. Therefore, the amount that a consumer should spend on housing costs should be no more than $843 per month to avoid calamity and poverty. The renters in the city have an income of about $19,194, which would make their monthly maximum allowable rental costs $448.

West Virginia Sales Tax

StateGeneral Sales TaxWith Max Surtax
West Virginia6%7%

West Virginia Income Tax

StateIncome Tax (Low)Income Tax (High)
West Virginia3%6.5%
When you are determining the total cost of living in Keyser, WV you will want to make sure you consider both the West Virginia sales tax and the West Virginia income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in West Virginia is 6%, with the highest surtax being 7%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in West Virginia have a range from 3% to 6.5%.

Goods & Services

ItemKeyserNational avg.Difference
Haircut $10.20$14.5930.1%
Beauty Salon $30.00$34.6813.5%
Toothpaste $3.99$2.4761.3%
Shampoo $1.27$1.0224.3%
Movie $8.67$9.8712.1%
Bowling $4.50$4.392.5%


ItemKeyserNational avg.Difference
Ground Beef $4.51$4.480.7%
Fried Chicken $1.41$1.463.7%
Milk $2.37$2.360.6%
Potatoes $3.19$3.064.2%
Pizza $9.25$9.240.1%
Beer $8.98$8.634.0%

Health Care

ItemKeyserNational avg.Difference
Optometrist $86.50$99.7813.3%
Doctor $104.33$105.030.7%
Dentist $98.50$88.7011.0%
Ibuprofen $9.82$9.414.3%
Lipitor $241.66$298.5019.0%


ItemKeyserNational avg.Difference
Home Price $81,000.00$175,700.0053.9%
Avg. Mortgage Payment $1,057.42$1,081.032.2%
Apartment Rent $533.00$920.0042.1%


ItemKeyserNational avg.Difference
Gasoline $2.13$2.091.9%
Tire Balancing $32.59$45.2928.0%


ItemKeyserNational avg.Difference
All Electricity$157.12$170.808.0%
Phone $27.03$28.264.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Detmold, MD1921022%
Ocean, MD91033%
Spring Gap, MD361022%
Bier, MD1941022%
Swanton, MD491044%
Keyser, WV5,35086-14%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Grosse Pointe, MI5,3501099%
Kensington, CA5,35119090%
Orangetree, FL5,35111010%
Ripley, MS5,34978-22%
River Park, FL5,35291-9%
Keyser, WV5,35086-14%
Source: The Keyser, WV cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.