Needles cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index84135100
Goods & Services index99107100
Groceries index94117100
Health care index100109100
Housing index61189100
Transportation index93125100
Utilities index76116100
A general summary of the cost of living index in Needles, CA is shown above. Compared to the state average of California the cost of living index in Needles, CA is 84, which is 38% lower than the average in California and compared to the national average it is 16% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Needles, CA goods and services come in at 7% lower than the average in California and are 1% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Needles is 38% lower than the California average.
  • The cost of living in Needles is 16% lower than the national average.
  • The cost of housing in Needles is 39% lower than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Needles, CA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Needles, CA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Needles, CA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Needles, CA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Needles, CA, the median monthly income is $42,135 for those who own their own homes. Under the standard rule, that income level would allow for $983 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $20,064, per the median income in the area. That would allow for renters to spend up to $468 on monthly rental expenses.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax

California Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Needles, CA, it's important to take into account the sales tax for California, as well as the rate for income tax in California. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for California is 10%, and the sales tax in the state of California is 7.5%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in California starts from 1% and goes up to 12.3%.

Goods & Services

ItemNeedlesNational avg.Difference
Haircut $10.00$14.5931.5%
Beauty Salon $22.67$34.6834.6%
Toothpaste $1.98$2.4719.9%
Shampoo $0.98$1.024.1%
Movie $9.63$9.872.4%
Bowling $4.75$4.398.2%


ItemNeedlesNational avg.Difference
Ground Beef $3.90$4.4812.9%
Fried Chicken $1.28$1.4612.6%
Milk $1.78$2.3624.5%
Potatoes $2.55$3.0616.7%
Pizza $8.00$9.2413.4%
Beer $8.49$8.631.7%

Health Care

ItemNeedlesNational avg.Difference
Optometrist $107.00$99.787.2%
Doctor $102.90$105.032.0%
Dentist $99.00$88.7011.6%
Ibuprofen $8.58$9.418.8%
Lipitor $255.05$298.5014.6%


ItemNeedlesNational avg.Difference
Home Price $102,400.00$175,700.0041.7%
Avg. Mortgage Payment $1,020.24$1,081.035.6%
Apartment Rent $622.00$920.0032.4%


ItemNeedlesNational avg.Difference
Gasoline $2.02$2.093.5%
Tire Balancing $37.33$45.2917.6%


ItemNeedlesNational avg.Difference
All Electricity$137.06$170.8019.8%
Phone $19.99$28.2629.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Topock, AZ121000%
Oatman, AZ12694-6%
Mojave Ranch Estates, AZ3271-29%
Arizona Village, AZ73781-19%
Golden Shores, AZ1,81788-12%
Needles, CA4,92384-16%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Tulia, TX4,92378-22%
Buellton, CA4,92413636%
Gladstone, MI4,92084-16%
Kaser, NY4,91915050%
Palos Park, IL4,91912323%
Needles, CA4,92384-16%
Source: The Needles, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.