Halawa cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHalawaHawaiiNational
Cost of living index187175100
IndexHalawaHawaiiNational
Goods & Services index125127100
Groceries index164155100
Health care index113115100
Housing index289247100
Transportation index134134100
Utilities index202207100
Displayed above is a general overview of the Halawa, HI cost of living index. The overall cost of living index in Halawa, HI is 187, which is 7% higher than the Hawaii average and 87% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Halawa, HI are 1% lower than the Hawaii average and 25% higher than the national average.

Did you know?

  • The cost of living in Halawa is 7% higher than the Hawaii average.
  • The cost of living in Halawa is 87% higher than the national average.
  • The cost of housing in Halawa is 189% higher than the national average.
  • Hawaii general sales tax is 21% lower than the national average.
  • Hawaii state income tax is 37% lower than the national average.

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Compare Halawa, HI Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Halawa, HI to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Halawa, HI, then you would need to earn more income in order to maintain the same standard of living. To use the Halawa, HI salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$100,938$8,412$2,355$3,028
Renters$57,852$4,821$1,350$1,736
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Halawa, HI, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Halawa, HI homeowners have a median income of $100,938. Using that number, you will come up with a maximum of $2,355 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $57,852, which means there is a maximum of $1,350 to be spent on the costs of renting a home or apartment.

Hawaii Sales Tax

StateGeneral Sales TaxWith Max Surtax
Hawaii4%4.5%

Hawaii Income Tax

StateIncome Tax (Low)Income Tax (High)
Hawaii1.4%11%
When considering the overall cost of living expenses in Halawa, HI, it's important to take into account the sales tax for Hawaii, as well as the rate for income tax in Hawaii. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Hawaii is 4.5%, and the sales tax in the state of Hawaii is 4%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Hawaii starts from 1.4% and goes up to 11%.

Goods & Services

ItemHalawaNational avg.Difference
Haircut $16.00$15.562.8%
Beauty Salon $53.37$36.1147.8%
Toothpaste $3.66$2.4748.2%
Shampoo $1.72$0.9678.2%
Movie $11.71$10.1315.6%
Bowling $3.85$4.7418.7%

Groceries

ItemHalawaNational avg.Difference
Ground Beef $4.88$3.9822.4%
Fried Chicken $2.16$1.4153.7%
Milk $3.79$2.0683.5%
Potatoes $5.38$2.9880.5%
Pizza $11.99$9.4726.6%
Beer $8.76$8.790.4%

Health Care

ItemHalawaNational avg.Difference
Optometrist $146.94$101.0445.4%
Doctor $110.63$107.443.0%
Dentist $94.66$90.424.7%
Ibuprofen $13.56$9.2846.1%
Lipitor $477.26$426.5011.9%

Housing

ItemHalawaNational avg.Difference
Home Price $598,100.00$175,700.00240.4%
Avg. Mortgage Payment $3,634.21$1,133.23220.7%
Apartment Rent $1,569.00$920.0070.5%

Transportation

ItemHalawaNational avg.Difference
Gasoline $2.58$1.9929.2%
Tire Balancing $65.52$45.7643.2%

Utilities

ItemHalawaNational avg.Difference
All Electricity$455.51$163.81178.1%
Phone $28.95$28.392.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Kailua, HI12,72715454%
Waipio Acres, HI4,80715656%
Waimanalo Beach, HI4,43915757%
Waimalu, HI12,68015959%
Ewa Villages, HI7,14116060%
Halawa, HI14,36318787%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Waycross, GA14,36382-18%
Englewood, FL14,36697-3%
San Elizario, TX14,36078-22%
Riverhead, NY14,35413535%
Lincoln, IL14,38282-18%
Halawa, HI14,36318787%
Source: The Halawa, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.