Waimanalo Beach cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWaimanalo BeachHawaiiNational
Cost of living index157175100
IndexWaimanalo BeachHawaiiNational
Goods & Services index125127100
Groceries index164155100
Health care index113115100
Housing index187247100
Transportation index134134100
Utilities index202207100
A general summary of the cost of living index in Waimanalo Beach, HI is shown above. Compared to the state average of Hawaii the cost of living index in Waimanalo Beach, HI is 157, which is 10% lower than the average in Hawaii and compared to the national average it is 57% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Waimanalo Beach, HI goods and services come in at 1% lower than the average in Hawaii and are 25% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Waimanalo Beach is 10% lower than the Hawaii average.
  • The cost of living in Waimanalo Beach is 57% higher than the national average.
  • The cost of housing in Waimanalo Beach is 87% higher than the national average.
  • Hawaii general sales tax is 21% lower than the national average.
  • Hawaii state income tax is 37% lower than the national average.

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Compare Waimanalo Beach, HI Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Waimanalo Beach, HI to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Waimanalo Beach, HI, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Waimanalo Beach, HI salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Waimanalo Beach, HI, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Waimanalo Beach, HI homeowners have a median income of $88,250. Using that number, you will come up with a maximum of $2,059 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $39,063, which means there is a maximum of $911 to be spent on the costs of renting a home or apartment.

Hawaii Sales Tax

StateGeneral Sales TaxWith Max Surtax

Hawaii Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in Waimanalo Beach, HI is the Hawaii sales tax and Hawaii income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Hawaii sales tax rate is 4% and the maximum surtax that can be charged is 4.5%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Hawaii income tax rates range from 1.4% to 11%.

Goods & Services

ItemWaimanalo BeachNational avg.Difference
Haircut $16.00$15.562.8%
Beauty Salon $53.37$36.1147.8%
Toothpaste $3.66$2.4748.2%
Shampoo $1.72$0.9678.2%
Movie $11.71$10.1315.6%
Bowling $3.85$4.7418.7%


ItemWaimanalo BeachNational avg.Difference
Ground Beef $4.88$3.9822.4%
Fried Chicken $2.16$1.4153.7%
Milk $3.79$2.0683.5%
Potatoes $5.38$2.9880.5%
Pizza $11.99$9.4726.6%
Beer $8.76$8.790.4%

Health Care

ItemWaimanalo BeachNational avg.Difference
Optometrist $146.94$101.0445.4%
Doctor $110.63$107.443.0%
Dentist $94.66$90.424.7%
Ibuprofen $13.56$9.2846.1%
Lipitor $477.26$426.5011.9%


ItemWaimanalo BeachNational avg.Difference
Home Price $408,700.00$175,700.00132.6%
Avg. Mortgage Payment $3,634.21$1,133.23220.7%
Apartment Rent $733.00$920.0020.3%


ItemWaimanalo BeachNational avg.Difference
Gasoline $2.58$1.9929.2%
Tire Balancing $65.52$45.7643.2%


ItemWaimanalo BeachNational avg.Difference
All Electricity$455.51$163.81178.1%
Phone $28.95$28.392.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Kailua, HI12,72715454%
Kaneohe Station, HI11,34216666%
Waimanalo, HI5,80717777%
Honolulu, HI345,13018181%
Ahuimanu, HI8,72818686%
Waimanalo Beach, HI4,43915757%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Littlestown, PA4,4381000%
Jenkintown, PA4,44111919%
Mullica Hill, NJ4,43712020%
Archer Lodge, NC4,44196-4%
Summerville, GA4,44279-21%
Waimanalo Beach, HI4,43915757%
Source: The Waimanalo Beach, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.