Gardnerville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexGardnervilleNevadaNational
Cost of living index124105100
IndexGardnervilleNevadaNational
Goods & Services index115110100
Groceries index133111100
Health care index120103100
Housing index11999100
Transportation index154111100
Utilities index13694100
Displayed above is a general overview of the Gardnerville, NV cost of living index. The overall cost of living index in Gardnerville, NV is 124, which is 19% higher than the Nevada average and 24% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Gardnerville, NV are 5% higher than the Nevada average and 15% higher than the national average.

Did you know?

  • The cost of living in Gardnerville is 19% higher than the Nevada average.
  • The cost of living in Gardnerville is 24% higher than the national average.
  • The cost of housing in Gardnerville is 19% higher than the national average.
  • Nevada general sales tax is 35% higher than the national average.
  • Nevada state income tax is 100% lower than the national average.

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Salary Calculator

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The salary calculator allows you to compare how much your current salary in Gardnerville, NV would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Gardnerville, NV, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Gardnerville, NV salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$54,930$4,578$1,282$1,648
Renters$32,107$2,676$749$963
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Gardnerville, NV as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Gardnerville, NV homeowners, is $54,930. This would allow for a maximum of $1,282 per month to be spent on housing costs. For renters, the median monthly income is $32,107 which would result in a maximum of $749 to be spent on rental costs.

Nevada Sales Tax

StateGeneral Sales TaxWith Max Surtax
Nevada6.85%8.1%

Nevada Income Tax

StateIncome Tax (Low)Income Tax (High)
Nevada0%0%
When assessing the complete cost of living in Gardnerville, NV, the Nevada income tax and the Nevada sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Nevada maximum surtax is 8.1%, and the Nevada sales tax is 6.85%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0% to 0% in Nevada.

Goods & Services

ItemGardnervilleNational avg.Difference
Haircut $16.00$14.599.6%
Beauty Salon $50.00$34.6844.2%
Toothpaste $3.79$2.4753.2%
Shampoo $1.32$1.0229.2%
Movie $11.00$9.8711.5%
Bowling $2.88$4.3934.4%

Groceries

ItemGardnervilleNational avg.Difference
Ground Beef $5.12$4.4814.4%
Fried Chicken $1.84$1.4625.7%
Milk $2.77$2.3617.5%
Potatoes $3.87$3.0626.4%
Pizza $15.99$9.2473.0%
Beer $9.24$8.637.0%

Health Care

ItemGardnervilleNational avg.Difference
Optometrist $120.00$99.7820.3%
Doctor $111.81$105.036.5%
Dentist $121.33$88.7036.8%
Ibuprofen $11.87$9.4126.1%
Lipitor $320.00$298.507.2%

Housing

ItemGardnervilleNational avg.Difference
Home Price $225,800.00$175,700.0028.5%
Avg. Mortgage Payment $2,907.43$1,081.03169.0%
Apartment Rent $890.00$920.003.3%

Transportation

ItemGardnervilleNational avg.Difference
Gasoline $3.60$2.0972.1%
Tire Balancing $46.00$45.291.6%

Utilities

ItemGardnervilleNational avg.Difference
All Electricity$252.17$170.8047.6%
Phone $33.50$28.2618.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Logan Creek, NV381077%
Stateline, NV1,01711313%
Carter Springs, NV51111515%
Topaz Ranch Estates, NV1,7031022%
Carson City, NV54,63411919%
Gardnerville, NV5,76112424%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Belmar, NJ5,76014949%
McRae, GA5,76281-19%
Battlefield, MO5,75991-9%
Belding, MI5,76484-16%
Tequesta, FL5,75612121%
Gardnerville, NV5,76112424%
Source: The Gardnerville, NV cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.