Grafton cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9691100
Goods & Services index10596100
Groceries index10799100
Health care index11496100
Housing index7975100
Transportation index9795100
Utilities index100101100
Displayed above is a general overview of the Grafton, OH cost of living index. The overall cost of living index in Grafton, OH is 96, which is 6% higher than the Ohio average and 4% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Grafton, OH are 9% higher than the Ohio average and 5% higher than the national average.

Did you know?

  • The cost of living in Grafton is 6% higher than the Ohio average.
  • The cost of living in Grafton is 4% lower than the national average.
  • The cost of housing in Grafton is 21% lower than the national average.
  • Ohio general sales tax is 13% higher than the national average.
  • Ohio state income tax is 76% lower than the national average.

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Salary Calculator

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Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current income in Grafton, OH to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Grafton, OH, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Grafton, OH salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Grafton, OH, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Grafton, OH has a median income of about $60,781 for people who own homes. Based on that number, a person should spend a maximum of $1,418 on expenses related to housing. Renters have a slightly different median income, which is $34,271. Based on this average, renters should spend no more than $800 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Ohio Sales Tax

StateGeneral Sales TaxWith Max Surtax

Ohio Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in Grafton, OH and want to know what the true cost of living is, they ought to look at both the Ohio income tax rate and the Ohio sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Ohio, the sales tax is 5.75%, while the most you'll pay in surtax is 8%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Ohio, the income tax rate ranges between 0.528% to 5.333%.

Goods & Services

ItemGraftonNational avg.Difference
Haircut $17.45$14.5919.6%
Beauty Salon $41.75$34.6820.4%
Toothpaste $2.64$2.476.7%
Shampoo $1.03$1.020.8%
Movie $10.15$9.872.9%
Bowling $4.29$4.392.3%


ItemGraftonNational avg.Difference
Ground Beef $4.86$4.488.6%
Fried Chicken $1.54$1.465.2%
Milk $2.69$2.3614.1%
Potatoes $2.79$3.068.9%
Pizza $11.00$9.2419.0%
Beer $7.99$8.637.4%

Health Care

ItemGraftonNational avg.Difference
Optometrist $84.74$99.7815.1%
Doctor $115.50$105.0310.0%
Dentist $115.00$88.7029.6%
Ibuprofen $11.07$9.4117.6%
Lipitor $302.96$298.501.5%


ItemGraftonNational avg.Difference
Home Price $137,300.00$175,700.0021.9%
Avg. Mortgage Payment $1,001.84$1,081.037.3%
Apartment Rent $753.00$920.0018.2%


ItemGraftonNational avg.Difference
Gasoline $1.99$2.094.9%
Tire Balancing $45.52$45.290.5%


ItemGraftonNational avg.Difference
All Electricity$165.58$170.803.1%
Phone $29.58$28.264.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Linndale, OH19088-12%
Kipton, OH26080-20%
Lorain, OH63,88590-10%
Elyria, OH54,21691-9%
Brooklyn, OH11,04793-7%
Grafton, OH6,14596-4%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Satsuma, AL6,14595-5%
Glenarden, MD6,14511111%
Clearfield, PA6,14387-13%
Vancleave, MS6,14793-7%
Holly, MI6,14285-15%
Grafton, OH6,14596-4%
Source: The Grafton, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.