Garden City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexGarden CityGeorgiaNational
Cost of living index8994100
IndexGarden CityGeorgiaNational
Goods & Services index10099100
Groceries index9299100
Health care index9699100
Housing index6487100
Transportation index9893100
Utilities index11195100
Here we can see a simple outline of the cost of living in Garden City, GA. As you can see, with the average cost of living in Garden City, GA being 89, that puts it 6% lower than the average of Georgia and 11% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Garden City, GA, the price of goods and services are 2% higher than the average of Georgia as well as equal to the nation's average.

Did you know?

  • The cost of living in Garden City is 6% lower than the Georgia average.
  • The cost of living in Garden City is 11% lower than the national average.
  • The cost of housing in Garden City is 36% lower than the national average.
  • Georgia general sales tax is 21% lower than the national average.
  • Georgia state income tax is 55% lower than the national average.

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Compare Garden City, GA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Garden City, GA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Garden City, GA, you have to earn a higher income in order to still have the same standard of living. To operate the Garden City, GA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$38,933$3,244$908$1,168
Renters$26,110$2,176$609$783
One can approximate the cost of living and the housing affordability in Garden City, GA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Garden City, GA have a median income of $38,933. Therefore, the amount that a consumer should spend on housing costs should be no more than $908 per month to avoid calamity and poverty. The renters in the city have an income of about $26,110, which would make their monthly maximum allowable rental costs $609.

Georgia Sales Tax

StateGeneral Sales TaxWith Max Surtax
Georgia4%8%

Georgia Income Tax

StateIncome Tax (Low)Income Tax (High)
Georgia1%6%
When considering the overall cost of living expenses in Garden City, GA, it's important to take into account the sales tax for Georgia, as well as the rate for income tax in Georgia. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Georgia is 8%, and the sales tax in the state of Georgia is 4%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Georgia starts from 1% and goes up to 6%.

Goods & Services

ItemGarden CityNational avg.Difference
Haircut $14.89$15.564.3%
Beauty Salon $30.95$36.1114.3%
Toothpaste $1.87$2.4724.4%
Shampoo $0.83$0.9614.3%
Movie $10.40$10.132.7%
Bowling $6.48$4.7436.8%

Groceries

ItemGarden CityNational avg.Difference
Ground Beef $3.55$3.9810.8%
Fried Chicken $1.23$1.4112.3%
Milk $2.02$2.062.0%
Potatoes $3.20$2.987.2%
Pizza $8.80$9.477.1%
Beer $8.95$8.791.8%

Health Care

ItemGarden CityNational avg.Difference
Optometrist $76.53$101.0424.3%
Doctor $110.38$107.442.7%
Dentist $82.01$90.429.3%
Ibuprofen $8.35$9.2810.0%
Lipitor $446.25$426.504.6%

Housing

ItemGarden CityNational avg.Difference
Home Price $99,200.00$175,700.0043.5%
Avg. Mortgage Payment $695.90$1,133.2338.6%
Apartment Rent $750.00$920.0018.5%

Transportation

ItemGarden CityNational avg.Difference
Gasoline $1.92$1.993.6%
Tire Balancing $46.20$45.761.0%

Utilities

ItemGarden CityNational avg.Difference
All Electricity$157.53$163.813.8%
Phone $37.18$28.3931.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bloomingdale, GA2,72495-5%
Savannah, GA141,29895-5%
Thunderbolt, GA2,57697-3%
Port Wentworth, GA6,18997-3%
Rincon, GA9,27398-2%
Garden City, GA8,92489-11%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Topanga, CA8,923211111%
Bennettsville, SC8,92886-14%
Pecos, TX8,91977-23%
Hondo, TX8,92981-19%
Cypress Gardens, FL8,91894-6%
Garden City, GA8,92489-11%
Source: The Garden City, GA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.