Picture Rocks cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPicture RocksArizonaNational
Cost of living index9197100
IndexPicture RocksArizonaNational
Goods & Services index9797100
Groceries index9798100
Health care index115100100
Housing index7594100
Transportation index9899100
Utilities index9499100
An overview of the general cost of living index for Picture Rocks, AZ is displayed above for your reference. Residents in Picture Rocks, AZ enjoy a cost of living index of 91. This index is 6% lower than the Arizona average, and 9% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Picture Rocks, AZ, the average cost of goods and services is 1% higher than it is in Arizona, and it is 3% lower than the national average.

Did you know?

  • The cost of living in Picture Rocks is 6% lower than the Arizona average.
  • The cost of living in Picture Rocks is 9% lower than the national average.
  • The cost of housing in Picture Rocks is 25% lower than the national average.
  • Arizona general sales tax is 10% higher than the national average.
  • Arizona state income tax is 16% higher than the national average.

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Compare Picture Rocks, AZ Cost of living To Other Cities

Salary Calculator

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Health care index
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Use the salary calculator to compare your current salary in Picture Rocks, AZ to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Picture Rocks, AZ, then you would need to earn more income in order to maintain the same standard of living. To use the Picture Rocks, AZ salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$61,636$5,136$1,438$1,849
Renters$41,937$3,495$978$1,258
If you want to find a good determining factor for the cost of living and the general affordability of housing in Picture Rocks, AZ, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Picture Rocks, AZ, the median monthly income is $61,636 for those who own their own homes. Under the standard rule, that income level would allow for $1,438 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $41,937, per the median income in the area. That would allow for renters to spend up to $978 on monthly rental expenses.

Arizona Sales Tax

StateGeneral Sales TaxWith Max Surtax
Arizona5.6%10.725%

Arizona Income Tax

StateIncome Tax (Low)Income Tax (High)
Arizona2.59%4.54%
For those who live in Picture Rocks, AZ and want to know what the true cost of living is, they ought to look at both the Arizona income tax rate and the Arizona sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Arizona, the sales tax is 5.6%, while the most you'll pay in surtax is 10.725%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Arizona, the income tax rate ranges between 2.59% to 4.54%.

Goods & Services

ItemPicture RocksNational avg.Difference
Haircut $14.60$14.590.0%
Beauty Salon $40.80$34.6817.6%
Toothpaste $2.29$2.477.4%
Shampoo $0.98$1.024.1%
Movie $9.83$9.870.4%
Bowling $3.85$4.3912.3%

Groceries

ItemPicture RocksNational avg.Difference
Ground Beef $4.34$4.483.1%
Fried Chicken $1.51$1.463.1%
Milk $1.82$2.3622.8%
Potatoes $2.92$3.064.6%
Pizza $7.99$9.2413.6%
Beer $8.26$8.634.3%

Health Care

ItemPicture RocksNational avg.Difference
Optometrist $87.40$99.7812.4%
Doctor $162.80$105.0355.0%
Dentist $93.80$88.705.7%
Ibuprofen $9.09$9.413.4%
Lipitor $289.19$298.503.1%

Housing

ItemPicture RocksNational avg.Difference
Home Price $112,400.00$175,700.0036.0%
Avg. Mortgage Payment $842.49$1,081.0322.1%
Apartment Rent $936.00$920.001.7%

Transportation

ItemPicture RocksNational avg.Difference
Gasoline $2.00$2.094.6%
Tire Balancing $47.60$45.295.1%

Utilities

ItemPicture RocksNational avg.Difference
All Electricity$167.78$170.801.8%
Phone $24.58$28.2613.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Rillito, AZ36698-2%
Flowing Wells, AZ16,06283-17%
Nelson, AZ95486-14%
Avra Valley, AZ4,91987-13%
Tucson Estates, AZ12,82990-10%
Picture Rocks, AZ8,77591-9%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Scott, LA8,77589-11%
Booneville, MS8,77578-22%
Collingdale, PA8,7781055%
Airmont, NY8,77014343%
Oroville East, CA8,78211717%
Picture Rocks, AZ8,77591-9%
Source: The Picture Rocks, AZ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.