El Dorado Hills cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEl Dorado HillsCaliforniaNational
Cost of living index152137100
IndexEl Dorado HillsCaliforniaNational
Goods & Services index109109100
Groceries index114118100
Health care index100111100
Housing index253189100
Transportation index125130100
Utilities index93112100
A general overview of the cost of living index for El Dorado Hills, CA is displayed above. In El Dorado Hills, CA, the overall cost of living index is 152, which is 12% higher than the California average and 52% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of El Dorado Hills, CA, the city's goods and services are equal to the California average and 9% higher than the U.S. average.

Did you know?

  • The cost of living in El Dorado Hills is 12% higher than the California average.
  • The cost of living in El Dorado Hills is 52% higher than the national average.
  • The cost of housing in El Dorado Hills is 153% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare El Dorado Hills, CA Cost of living To Other Cities

Salary Calculator

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The salary calculator is used in order to provide a comparison of your current salary in El Dorado Hills, CA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to El Dorado Hills, CA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the El Dorado Hills, CA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$128,117$10,676$2,989$3,844
Renters$74,815$6,235$1,746$2,245
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in El Dorado Hills, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for El Dorado Hills, CA homeowners, is $128,117. This would allow for a maximum of $2,989 per month to be spent on housing costs. For renters, the median monthly income is $74,815 which would result in a maximum of $1,746 to be spent on rental costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When you are determining the total cost of living in El Dorado Hills, CA you will want to make sure you consider both the California sales tax and the California income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in California is 7.5%, with the highest surtax being 10%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in California have a range from 1% to 12.3%.

Goods & Services

ItemEl Dorado HillsNational avg.Difference
Haircut $18.56$15.5619.2%
Beauty Salon $46.83$36.1129.7%
Toothpaste $2.36$2.474.7%
Shampoo $1.20$0.9624.0%
Movie $13.04$10.1328.8%
Bowling $6.06$4.7427.9%

Groceries

ItemEl Dorado HillsNational avg.Difference
Ground Beef $4.33$3.988.6%
Fried Chicken $1.44$1.412.3%
Milk $2.74$2.0632.9%
Potatoes $3.24$2.988.6%
Pizza $14.38$9.4751.8%
Beer $8.99$8.792.2%

Health Care

ItemEl Dorado HillsNational avg.Difference
Optometrist $119.75$101.0418.5%
Doctor $90.68$107.4415.6%
Dentist $93.33$90.423.2%
Ibuprofen $11.14$9.2820.0%
Lipitor $422.41$426.501.0%

Housing

ItemEl Dorado HillsNational avg.Difference
Home Price $472,000.00$175,700.00168.6%
Avg. Mortgage Payment $1,362.97$1,133.2320.3%
Apartment Rent $1,984.00$920.00115.7%

Transportation

ItemEl Dorado HillsNational avg.Difference
Gasoline $2.69$1.9935.0%
Tire Balancing $46.66$45.762.0%

Utilities

ItemEl Dorado HillsNational avg.Difference
All Electricity$167.31$163.812.1%
Phone $23.33$28.3917.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Cold Springs, CA6231055%
Plymouth, CA1,1851077%
Rancho Cordova, CA67,1671099%
Citrus Heights, CA84,67811010%
Placerville, CA10,41511414%
El Dorado Hills, CA43,86215252%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Kannapolis, NC43,86591-9%
Lombard, IL43,85311616%
Hackensack, NJ43,90312323%
York, PA43,81787-13%
Attleboro, MA43,77412323%
El Dorado Hills, CA43,86215252%
Source: The El Dorado Hills, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.